Credit Risk Specialist

1 month ago


Cape Town, Western Cape, South Africa AJ Personnel Full time
Job Requirements

Applicants must possess the following qualifications:

  • Matric certificate as a minimum educational requirement
  • At least two years of experience in credit control or risk management
  • Strong understanding of credit assessment principles
  • Familiarity with regulatory requirements such as AML, KYC, and FICA
Key Responsibilities

The selected candidate will be responsible for:

  • Conducting thorough credit checks on new and existing customers
  • Analyzing financial statements, credit reports, and other relevant documents
  • Evaluating creditworthiness based on established criteria
  • Recommending credit limits and terms
  • Monitoring customer credit exposure and adjusting limits as needed
Compliance and Risk Management

The successful candidate will be expected to:

  • Stay up-to-date with regulatory changes and industry best practices
  • Ensure compliance with anti-money laundering (AML) and know-your-customer (KYC) regulations
  • Identify and report potential risks to management
Administrative Tasks

The selected candidate will perform the following administrative tasks:

  • Maintaining accurate and organized credit files
  • Updating customer information in the database
  • Generating credit reports and analytics

Applicants must submit a detailed, updated CV to be considered for this position. Please apply online and complete your registration on Ditto Hire to enable and protect your profile. AJ Personnel is fully POPIA compliant, and applicants not adhering to the specified criteria will not be considered. Our clients reserve the right to expire jobs at their discretion, and AJ Personnel will only respond to shortlisted candidates. If you have not received a response within two weeks, your application was likely unsuccessful.



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