Risk Assessment Specialist

1 week ago


Johannesburg, Gauteng, South Africa Old Mutual Full time

Position Overview

As a Risk Assessment Specialist, you will be accountable for evaluating potential risks, determining pricing strategies, and making informed decisions regarding the acceptance or rejection of renewal business across all assigned accounts within your portfolio. Your role will involve identifying operational inefficiencies and proposing enhancements to elevate the customer experience. Conduct thorough risk assessments, pricing analysis, and selection or rejection of both new and renewal business for all accounts within your designated portfolio. Examine commercial lines accounts to make informed decisions based on unique risk characteristics, exposure assessments, hazard identification, and control measures. Adhere to underwriting guidelines and organizational best practices to ensure compliance with relevant regulations. Establish pricing for business in accordance with the organization's underwriting and pricing standards. Utilize innovative thinking and underwriting expertise to accept suitable risks and maintain profitable business within your authorized limits. Collaborate with the Sales team to support marketing initiatives aimed at fostering ongoing relationships with brokers, discussing market appetite, submission quality, profitability, service standards, and any underwriting or product modifications. Work alongside Sales to communicate with clients regarding underwriting matters, including decisions on cancellations, declinations, exposure concerns, and survey findings. Partner with Sales to identify trends that can help resolve or enhance issues. Engage in customer planning and review sessions to pinpoint sales and marketing opportunities. Advocate for the organization's products through customer networks and remain informed about industry changes and competitor activities.

Required Skills

Educational Background

Application Deadline



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