Strategic Credit Risk Expert
3 days ago
About The Skills Mine
We are a leading provider of skilled professionals in the field of credit risk management.
Salary: $85,000 - $115,000 per year
Job Description:
As a Strategic Credit Risk Expert, you will play a critical role in analyzing and mitigating potential risks within our SME portfolio. Your expertise will enable us to make informed decisions and drive business growth.
Responsibilities:
- Data Analysis: Conduct thorough analysis of the SME portfolio to identify trends and patterns that may indicate potential risks.
- Strategy Development: Develop and implement data-driven collection strategies to minimize delinquency and improve recovery rates.
- Performance Monitoring: Regularly monitor the execution and performance of strategies, making adjustments as needed to ensure optimal results.
- Predictive Modeling: Develop and maintain predictive models for collections to identify early warning signs and take preventative measures.
- Reporting and Insights: Provide actionable insights and recommendations to the Data Science and Operational Collections teams to inform risk mitigation strategies.
Requirements:
- Bachelor's degree in finance, economics, data science, statistics, business, or operational research.
- Master's degree in a relevant field or professional certifications preferred.
- 3-5 years of experience in credit risk collections management, preferably within the SME sector.
- Proven track record of improving collections outcomes and operational efficiencies.
- Hands-on experience in data analytics, statistical modeling, and risk scoring.
- Proficiency in data analysis tools (e.g., SQL, R, Python).
- Experience with data visualization tools (e.g., Tableau, Power BI).
- Strong Excel skills for financial modeling and analysis.
- In-depth knowledge of credit bureau data, scoring methods, and financial regulations related to collections.
Benefits:
- Competitive salary range: $85,000 - $115,000 per year.
- Ongoing training and development opportunities.
- Collaborative and dynamic work environment.
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