Senior Credit Manager: Africa Credit Risk

2 months ago

Johannesburg, South Africa Nedbank Full time

FAIS Affected**Job Purpose**
- To manage a team responsible to evaluate risk by ensuring credit assessment principles are adhered to achieve the departmental deliverables, as per Nedbanks' business strategy.

**Responsibilities**:

- Adhere to agreed turnaround times without compromising validity and quality of assessment by complying to policies, procedures, processes and standards.
- Limit reworks by providing guidance and support to internal/external stakeholders.
- Manage and monitor individual efficiency and quality of output by conducting quality assurance/audits and analysing appeals and monthly statistics.
- Make correct credit decisions on a consistent basis first time round by complying to service level agreements.
- Upskill stakeholders by sharing knowledge on service offerings and client needs.
- Guide and support internal stakeholders through formal or informal knowledge sharing.
- Collaborate with external stakeholders through regular communication and feedback.
- Manage staff and resources through queue management by ensuring compliance to service level agreements/strategic objectives
- Identify challenges by conducting audits/spot checks and taking corrective action.
- Determine trends in team performance by analysing consolidated performance data and addressing deviances.
- Refine and enhance systems, processes and policies through participation in special projects.
- Manage performance of staff by implementing performance agreements, ensuring a clear vision, agreeing on goals and objectives, providing regular feedback on performance, recognising and rewarding achievement and take appropriate corrective action where required.
- Mentor and coach staff on identified performance gaps by discussing these performance gaps and agree on appropriate action to be taken.
- Motivate staff to perform and contribute to the success of the business by creating environment of teamwork through engaging with staff (sharing information) and encouraging participation in decision making processes.
- Stay abreast in field of expertise and deliver on the expectations from stakeholders by building capability of self and staff through identifying current and future training and development needs.
- Contribute to team effectiveness by following the recruitment process when recruiting talent.
- Ensure self and staff understand and embrace the Nedbank Vision and Values by leading by example and re-enforcing values during meetings.
- Manage the on boarding process of new employees by ensuring execution of preparations according to the on-boarding check-list.
- Ensure transformational target are met for own team through consideration of targets during the staff recruitment, retention and training process and utilising suppliers listed on the preferred supplier list.
- Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (e.g. staff surveys etc.).
- Participate in the development and implement action plans to address issues raised in culture surveys to improve results.
- Address issues raised in culture surveys by participating in the development and implementation of action plans.
- Create a client service culture through various required interventions.
- Support and encourage staff to participate and support corporate responsibility initiative.
- Achieve operational excellence by supporting the implementation of business optimisation improvement through team engagement.
- Encourage team to generate innovative ideas and share knowledge.
- Preferred Qualification- B.Comm Honours in Accounting
- Minimum Experience Level- 5 years experience in Credit Assessment and Banking

**Technical / Professional Knowledge**
- Business administration and management
- Change management
- Client service management
- Communication Strategies
- Financial Accounting Principles
- Governance, Risk and Controls
- Operations planning
- Principles of project management
- Management information and reporting principles, tools and mechanisms
- Relevant Governance controls and regulatory knowledge

**Behavioural Competencies**
- Aligning Performance for Success
- Decision Making
- Building talent
- Business Acumen
- Driving for Results
- Delegation and Empowerment
- **_Please contact the Nedbank Recruiting Team at +27 860 555 566_

  • Credit Risk analyst

    3 weeks ago

    Johannesburg, South Africa Credit Link Placements Full time

    The overall purpose of the job is to assess and mitigate risk by carrying out a comprehensive and quality credit risk function by analyzing the client’s business, financial statements, and management accounts in order to provide a recommendation on new accounts and existing accounts annually. · Record new account information in the new accounts register...

  • Credit Risk analyst

    1 week ago

    Johannesburg, South Africa Credit Link Placements Full time

    The overall purpose of the job is to assess and mitigate risk by carrying out a comprehensive and quality credit risk function by analyzing the client’s business, financial statements, and management accounts in order to provide a recommendation on new accounts and existing accounts annually. · Record new account information in the new accounts register...

  • Senior Credit Manager: Africa Credit Risk

    1 month ago

    Johannesburg, Gauteng, South Africa Nedbank Full time

    Job PurposeTo provide superior client service, enabling the Africa Strategy by applying sound lending credit principles and experience in Africa lending thereby enabling Nedbank to grow its client base within an acceptable credit risk appetite in line with the Africa Strategy. Job ResponsibilitiesProvide key insights into Africa projects/deals across various...

  • Senior Credit Manager: Africa Credit Risk

    2 months ago

    Johannesburg, South Africa Nedbank Full time

    **Job Purpose**Responsibilities**: - Provide key insights into Africa projects/deals across various sectors to direct reports and to stakeholders across various product areas. - Build effective working relationships with stakeholders to collaborate across various Business Units - Collaboration with Business Sectors providing credit...

  • Senior Manager, Credit Risk Review

    4 days ago

    Johannesburg, South Africa Standard Bank Group Full time

    Job Description Credit Risk Assurance is part of the second line of defense and supports both the Africa Regions Business and Commercial Banking (BCB) CRO and any Credit Risk Executives responsible directly to that role, in providing independent oversight, qualitative assessment and reporting of Credit Risk Management practices throughout BCB. The role...

  • Senior Manager: Credit Risk

    1 day ago

    Johannesburg, South Africa Nedbank Full time

    **Requisition & Talent Acquisition Consultant Details** - REQ 133417 - Twanette Coetser- Closing Date - 05 May 2024**Cluster & Location** - Total Business Banking and Retail - CDR - Relationship Banking Credit Risk- 135 Rivonia, Sandton**Career Stream** - Credit Collections **Leadership Pipeline** - Manage Others**Senior Manager: Credit Risk** **Job...

  • Senior Manager: Credit Risk

    1 day ago

    Johannesburg, South Africa Nedbank Full time

    **Talent Acquisition Consultant and Requisition Details** - REQ 133035 - Twanette Coetser- Closing Date - 03 April 2024**Cluster and Location** - Credit - Career Stream- Credit Collections - Leadership Pipeline- Manage Others**Senior Manager: Credit Risk** **Job Purpose** - To pro-actively manage credit risk customers through decisive leadership utilising a...

  • Credit Analyst

    5 days ago

    Johannesburg, South Africa CA Global Headhunters International Full time

    Reference No. MTBSCA **Job Description: **Responsibilities: Credit Analysis: - Critically analyse a client’s business upfront and on an ongoing basis ensuring the Credit Risk is understood, monitored and managed. - Rate clients through rating model and analyse & comment on financial statements. - Analyse, interpret & interrogate financial models and...

  • Senior Credit Risk Consultant

    2 months ago

    Johannesburg, South Africa RPO Recruitment Full time

    A large independent actuarial consultancy firm is on the lookout for a Senior Credit Risk Consultant to join their FRM team in Johannesburg. As a Senior Credit Risk Consultant, you will have a technical specialist role in the development and in auditing of credit risk models (IFRS9, scorecards, etc.), as well as being involved in the coaching and training of...

  • Credit Risk Manager

    5 days ago

    Johannesburg, South Africa FirstRand Full time

    Job Description To maximise the banks Risk-Adjusted Rate of Return by managing credit risk in the entire portfolio and individual transactions as well as managing Credit Analysts - Achieve year on year TotalRevenue Growth for the Business - Reduce Bad debts as a percentage of performing loans utilisation based on effective lending principals applied during...

  • Credit Risk Manager

    1 month ago

    Johannesburg, South Africa PRR Recruitment Services Full time

    **Credit Risk Manager - R650k p.a dependant on experience and qualifications** This well know financial services company based in Rosebank is looking for a Credit Risk Manager - BCom Honours in Economics, Finance, or related disciplines or alternatively a BSC Degree in Statistics or Mathematics (Quantitative degree) or equivalent. - Analytical skills...

  • Credit Risk Manager

    2 months ago

    Johannesburg, South Africa Performability Full time

    The Credit Risk Manager is responsible for the management of Credit Risk across the life cycle of the unsecured loans portfolio. This not only includes being able to provide the strategic direction for the portfolio but also being able to undertake in-depth analysis of the portfolio. This position involves utilising insights gained from analytics to inform...

  • Credit Risk Manager

    1 week ago

    Johannesburg, South Africa TotalEnergies Full time

    **Pays** Afrique du Sud **Lieu** South Africa **Lieu de travail** JOHANNESBURG-BIERMANN AV(ZAF) **Domaine** Finance **Type de contrat** CDI **Expérience** Minimum 6 ans **Qualification/ Experience Required** - B Comm degree is a requirement - Minimum of 5 years experience business related experience - Understanding of Commercial Law - Ability to...

  • Senior Manager: Credit Risk

    1 month ago

    Johannesburg, Gauteng, South Africa Nedbank Full time

    Requisition & Talent Acquisition Consultant DetailsREQ Twanette CoetserClosing Date - 05 May 2024Cluster & LocationTotal Business Banking and Retail - CDR - Relationship Banking Credit Risk 135 Rivonia, Sandton Career StreamCredit CollectionsLeadership PipelineManage OthersSenior Manager: Credit RiskJob PurposeWe have an opportunity for a a Senior Manager...

  • Senior Manager: Credit Risk

    1 week ago

    Johannesburg, Gauteng, South Africa Nedbank Full time

    Requisition & Talent Acquisition Consultant DetailsREQ Twanette CoetserClosing Date - 05 May 2024Cluster & LocationTotal Business Banking and Retail - CDR - Relationship Banking Credit Risk 135 Rivonia, Sandton Career StreamCredit CollectionsLeadership PipelineManage OthersSenior Manager: Credit RiskJob PurposeWe have an opportunity for a a Senior Manager...

  • Credit Risk Manager

    1 month ago

    Johannesburg, South Africa LMP RECRUIT Full time

    Are you hands on and strategic. Our client in the Fnancial technology sector seeks your sound experience as a Credit - Risk manager. **Qualification and Experience**: - BCom Honours in Economics, Finance, or related disciplines or alternatively a BSC Degree in Statistics or Mathematics (Quantitative degree) or equivalent. - Analytical skills (ability to...

  • Credit Risk Manager

    1 week ago

    Johannesburg, South Africa LMP RECRUIT Full time

    Are you hands on and strategic. Our client in the Fnancial technology sector seeks your sound experience as a Credit - Risk manager. **Qualification and Experience**: - BCom Honours in Economics, Finance, or related disciplines or alternatively a BSC Degree in Statistics or Mathematics (Quantitative degree) or equivalent. - Analytical skills (ability to...

  • Credit Risk Portfolio Manager

    1 week ago

    Johannesburg, South Africa iLaunch Full time

    Monitor the performance of credit portfolios, identifying trends and potential risks, and recommending appropriate risk mitigation strategies. Preparingand presenting reports to senior management Managing model risk for the credit portfolio. Ensure the Credit Risk framework and related credit policies are aligned to regulatory developments Contribute to...

  • Credit risk analyst

    2 days ago

    Johannesburg, South Africa Network Recruitment Full time

    This high performing and diverse team is responsible for offering credit risk advice, generating reports, and conducting macroeconomic analysis specifically for the product division. The role entails meticulous examination of credit risk, continuous monitoring, and thorough evaluation of counterparties. It mandates the timely delivery of both regular and...

  • Manager: Credit Risk

    1 month ago

    Johannesburg, South Africa Nedbank Full time

    **Job Req** - 124068- Closing Date- 22 February 2023- Career Stream- Credit Collections - Location- Sandton**Job Purpose**Responsibilities**: - Manage performance and efficiency of the team (where applicable) by conducting on the job training, counselling, coaching and monitoring daily activities - Ensure processes are actioned within mandated signatories...