Senior Manager: Credit Risk

2 weeks ago

Johannesburg, South Africa Nedbank Full time

**Requisition & Talent Acquisition Consultant Details**
- REQ 133417 - Twanette Coetser- Closing Date - 05 May 2024**Cluster & Location**
- Total Business Banking and Retail - CDR - Relationship Banking Credit Risk- 135 Rivonia, Sandton**Career Stream**
- Credit Collections

**Leadership Pipeline**
- Manage Others**Senior Manager: Credit Risk**

**Job Purpose**
- We have an opportunity for a a Senior Manager with expertise in Credit Risk Management for our Relationship Banking team.-
**Responsibilities**:

- Manage and support direct reports by providing oversight and necessary coaching on processes, credit policy, strategies and/or deliverables.
- Manage reports through early and daily actioning of tasks and exceptions.
- Action reports by monitoring, distributing and collating information.
- Manage and rehabilitate clients by getting backward-roll/cure on arrears and excesses.
- Ensure all products in relationship banking namely CASA, HL, PL and ABF are actioned in line with process and credit policy.
- Ensure all risk managers are actioning their work queues on Debt Manager and Vertigo across all products daily.
- Check and ensure daily required number of Right Party Contact calls are made as required by regulator, process and credit policy.
- Analyse client information to assess and grant level of risk by interpreting and analysing financial information for Private Clients and Small Business Services within the ambit of banking regulations, process and credit policy.
- Make correct credit decisions on a consistent basis first time round by complying to service level agreements and within designated credit mandate.
- Utilise resources by allocating according to business needs.
- Resolve work challenges by initiating action plans in accordance with policies and procedures.
- Guide, support and collaborate with internal and external stakeholders through formal or informal knowledge sharing.
- Share knowledge and industry trends with team and stakeholders during formal and informal interaction.
- Obtain buy-in for developing new and/or enhanced processes (e.g., operational processes) that will improve the functioning of stakeholders' businesses by highlighting benefits in support of the implementation of recommendations.
- Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (e.g., staff surveys etc.)
- Seek opportunities to improve business processes and systems by identifying and recommending effective ways to operate and adding value to Nedbank.
- Identify training courses and career progression through input and feedback from management for self and direct reports.
- Ensure all personal development plan activities are completed within specified timeframe for self and direct reports.
- Identify systems and process improvement initiatives by escalating for decisions to relevant stakeholders.
- Upskill stakeholders by sharing knowledge on service offerings and client needs.
- Guide and support internal stakeholders through formal or informal knowledge sharing.
- Collaborate with external stakeholders through regular communication and feedback.
- Resolve work challenges by initiating action plans in accordance with policies and procedures.
- Contribute to policy, procedures and standards enhancement by providing input/suggestions.
- Support the achievement of the business strategy, objectives and values by reviewing Nedbank and Business Unit Plan and ensuring delivered systems, process, services and solutions are aligned.
- Participate and support corporate responsibility initiatives for the achievement of business strategy (e.g. Green Strategy).
- Minimum Experience Level- 5 - 8 years' experience in credit or risk management and collections experience in a banking environment.
- 5 - 8 years' People management experience
- 5 - 8 years' experience in Current Accounts, Home Loans and Asset Based Finance a must

**Essential Qualifications - Minimum NQF Level 7**
- Matric / Grade 12 / National Senior Certificate
- National Diploma in Finance or Credit Management

**Preferred Qualification**
- Degree in Finance / Credit / Banking
- B.Tech / BComm in Credit Management or B.Comm finance or studying towards a degree in Finance, Banking or Commerce

**Technical / Professional Knowledge**
- Data analysis
- Governance, Risk and Controls
- Industry trends
- Principles of financial management
- Relevant regulatory knowledge
- Working with a group to identify alternative solutions to a problem
- Building and maintaining effective relationships with internal and external stakeholders
- Analysing and interpreting quantitative and qualitative data
- Relevant Nedbank policies and procedures
- Banking knowledge
- **_Please contact the Nedbank Recruiting Team at +27 860 555 566_

  • Credit Risk analyst

    4 weeks ago

    Johannesburg, South Africa Credit Link Placements Full time

    The overall purpose of the job is to assess and mitigate risk by carrying out a comprehensive and quality credit risk function by analyzing the client’s business, financial statements, and management accounts in order to provide a recommendation on new accounts and existing accounts annually. · Record new account information in the new accounts register...

  • Credit Risk analyst

    5 days ago

    Johannesburg, Gauteng, South Africa Credit Link Placements Full time

    The overall purpose of the job is to assess and mitigate risk by carrying out a comprehensive and quality credit risk function by analyzing the client's business, financial statements, and management accounts in order to provide a recommendation on new accounts and existing accounts annually. · Record new account information in the new accounts register...

  • Credit Risk analyst

    3 weeks ago

    Johannesburg, South Africa Credit Link Placements Full time

    The overall purpose of the job is to assess and mitigate risk by carrying out a comprehensive and quality credit risk function by analyzing the client’s business, financial statements, and management accounts in order to provide a recommendation on new accounts and existing accounts annually. · Record new account information in the new accounts register...

  • Senior Manager: Credit Risk

    2 weeks ago

    Johannesburg, South Africa Nedbank Full time

    **Talent Acquisition Consultant and Requisition Details** - REQ 133035 - Twanette Coetser- Closing Date - 03 April 2024**Cluster and Location** - Credit - Career Stream- Credit Collections - Leadership Pipeline- Manage Others**Senior Manager: Credit Risk** **Job Purpose** - To pro-actively manage credit risk customers through decisive leadership utilising a...

  • Senior Manager: Credit Risk

    3 weeks ago

    Johannesburg, Gauteng, South Africa Nedbank Full time

    Requisition & Talent Acquisition Consultant DetailsREQ Twanette CoetserClosing Date - 05 May 2024Cluster & LocationTotal Business Banking and Retail - CDR - Relationship Banking Credit Risk 135 Rivonia, Sandton Career StreamCredit CollectionsLeadership PipelineManage OthersSenior Manager: Credit RiskJob PurposeWe have an opportunity for a a Senior Manager...

  • Senior Manager: Credit Risk

    2 months ago

    Johannesburg, Gauteng, South Africa Nedbank Full time

    Requisition & Talent Acquisition Consultant DetailsREQ Twanette CoetserClosing Date - 05 May 2024Cluster & LocationTotal Business Banking and Retail - CDR - Relationship Banking Credit Risk 135 Rivonia, Sandton Career StreamCredit CollectionsLeadership PipelineManage OthersSenior Manager: Credit RiskJob PurposeWe have an opportunity for a a Senior Manager...

  • Credit Risk Manager

    2 months ago

    Johannesburg, South Africa PRR Recruitment Services Full time

    **Credit Risk Manager - R650k p.a dependant on experience and qualifications** This well know financial services company based in Rosebank is looking for a Credit Risk Manager - BCom Honours in Economics, Finance, or related disciplines or alternatively a BSC Degree in Statistics or Mathematics (Quantitative degree) or equivalent. - Analytical skills...

  • Credit Risk Manager

    5 days ago

    Johannesburg, Gauteng, South Africa PRR Recruitment Services Full time

    Credit Risk Manager - R650k p.a dependant on experience and qualificationsThis well know financial services company based in Rosebank is looking for a Credit Risk Manager BCom Honours in Economics, Finance, or related disciplines or alternatively a BSC Degree in Statistics or Mathematics (Quantitative degree) or equivalent. Analytical skills (ability to...

  • Credit Risk Manager

    2 weeks ago

    Johannesburg, South Africa FirstRand Full time

    Job Description To maximise the banks Risk-Adjusted Rate of Return by managing credit risk in the entire portfolio and individual transactions as well as managing Credit Analysts - Achieve year on year TotalRevenue Growth for the Business - Reduce Bad debts as a percentage of performing loans utilisation based on effective lending principals applied during...

  • Credit Risk Manager

    2 months ago

    Johannesburg, South Africa LMP RECRUIT Full time

    Are you hands on and strategic. Our client in the Fnancial technology sector seeks your sound experience as a Credit - Risk manager. **Qualification and Experience**: - BCom Honours in Economics, Finance, or related disciplines or alternatively a BSC Degree in Statistics or Mathematics (Quantitative degree) or equivalent. - Analytical skills (ability to...

  • Credit Risk Manager

    3 weeks ago

    Johannesburg, South Africa LMP RECRUIT Full time

    Are you hands on and strategic. Our client in the Fnancial technology sector seeks your sound experience as a Credit - Risk manager. **Qualification and Experience**: - BCom Honours in Economics, Finance, or related disciplines or alternatively a BSC Degree in Statistics or Mathematics (Quantitative degree) or equivalent. - Analytical skills (ability to...

  • Senior Manager: Credit Risk

    2 months ago

    Johannesburg, South Africa Nedbank Full time

    **Job Classification** - 124583- Job Family- 24 March 2023- Career Stream- Credit Collections - Location- Sandton**Job Purpose** - We are looking for a**Responsibilities**: - Manage reports through early actioning of exceptions and arrears and excesses. - Manage daily activities of direct reports by monitoring the staff output. - Suggest alternative funding...

  • Credit Risk Portfolio Manager

    3 weeks ago

    Johannesburg, South Africa iLaunch Full time

    Monitor the performance of credit portfolios, identifying trends and potential risks, and recommending appropriate risk mitigation strategies. Preparingand presenting reports to senior management Managing model risk for the credit portfolio. Ensure the Credit Risk framework and related credit policies are aligned to regulatory developments Contribute to...

  • Credit Risk Manager

    5 days ago

    Johannesburg, Gauteng, South Africa FirstRand Full time

    Job DescriptionTo maximise the banks Risk-Adjusted Rate of Return by managing credit risk in the entire portfolio and individual transactions as well as managing Credit Analysts Achieve year on year TotalRevenue Growth for the Business Reduce Bad debts as a percentage of performing loans utilisation based on effective lending principals applied during...

  • Manager: Credit Risk

    2 months ago

    Johannesburg, South Africa Nedbank Full time

    **Job Req** - 124068- Closing Date- 22 February 2023- Career Stream- Credit Collections - Location- Sandton**Job Purpose**Responsibilities**: - Manage performance and efficiency of the team (where applicable) by conducting on the job training, counselling, coaching and monitoring daily activities - Ensure processes are actioned within mandated signatories...

  • Senior Manager, Credit Risk Review

    2 weeks ago

    Johannesburg, South Africa Standard Bank Group Full time

    Job Description Credit Risk Assurance is part of the second line of defense and supports both the Africa Regions Business and Commercial Banking (BCB) CRO and any Credit Risk Executives responsible directly to that role, in providing independent oversight, qualitative assessment and reporting of Credit Risk Management practices throughout BCB. The role...

  • Senior Manager, Credit Risk Review

    5 days ago

    Johannesburg, Gauteng, South Africa Standard Bank Group Full time

    Job Description Credit Risk Assurance is part of the second line of defense and supports both the Africa Regions Business and Commercial Banking (BCB) CRO and any Credit Risk Executives responsible directly to that role, in providing independent oversight, qualitative assessment and reporting of Credit Risk Management practices throughout BCB. The role...

  • Credit Risk Manager

    5 days ago

    Johannesburg, Gauteng, South Africa Performability Full time

    The Credit Risk Manager is responsible for the management of Credit Risk across the life cycle of the unsecured loans portfolio. This not only includes being able to provide the strategic direction for the portfolio but also being able to undertake in-depth analysis of the portfolio. This position involves utilising insights gained from analytics to inform...

  • Senior Data Analytics and Credit Risk Manager

    2 months ago

    Johannesburg, South Africa The Corporate Circle Full time

    Senior Data Analytics and Credit Risk Manager. R1.5million pa. Relevant Degree. Proven background of success in the credit risk and data analytics environment. Possess a blend of technical acumen, industry knowledge and ability to navigate complexities of credit risk management in a fast paced environment. Strong proficiency on SAS, SQL and Advanced...

  • Senior Data Analytics and Credit Risk Manager

    2 months ago

    Johannesburg, South Africa The Corporate Circle Full time

    Senior Data Analytics and Credit Risk Manager . R1.5million pa. Relevant Degree. Proven background of success in the credit risk and data analytics environment. Possess a blend of technical acumen, industry knowledge and ability to navigate complexities of credit risk management in a fast paced environment. Strong proficiency on SAS, SQL and Advanced...