Credit Analyst

2 months ago


Sandton, South Africa Bidvest Bank Full time

**Primary Purpose**

**Minimum Requirements**

**Qualifications**:

- BCom Degree/ Advanced Diploma in Accounting/Finance/Credit Experience

Experience
- 3-5 years banking experience - risk, credit Ideal
- 3-5 years banking experience

Knowledge, Skills and Abilities Required
- Financial analysis and interpretation
- Planning/organizing.
- Attention to detail.
- Reporting
- Interpersonal skills
- Verbal and written communication skills
- Managing relationships at a strategic partner level

**Duties and Responsibilities include but not limited to**

Financials
- Analysis of financial information and preparation of financial models to determine deal feasibility and potential returns.
- Preparation of credit paper and information pack
- Assisting in deal presentation to the relevant Credit committee
- Management and oversight of deal execution, including finalization of all deal conditions (fees etc)

Admin
- Minimize risks and grow assets through lending at industry related acceptable risk levels.
- Build relationships with internal customers supporting Client Coverage in an advisory role and on deal structure/presentation
- Build relationships with external customers and having willingness to ‘listen' to the customer
- Manage TAT's and SLA's with business and Client Coverage colleagues and Credit
- Drive internal credit efficiencies and strategies
- Industry research on how the 4IR has impacted entrepreneurship both locally and internationally
- Learning how business as a whole has evolved and how best to position ourselves as a Bank to benefit from this evolution.
- This position is advertised in line with our commitment to Employment Equity._


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