Senior Credit Analyst

1 month ago


Sandton, South Africa Boardroom Appointments Full time

Senior Credit Analyst - 6-Month Contract 

Qualifications:

  • Bachelor's degree in Finance, Statistics, Mathematics, Economics, or a related field; Masters degree preferred.
  • 5+ years of experience in credit risk modeling, data analysis, or business analysis, with a focus on model unpacking and data sourcing.
  • Strong understanding of credit risk models and frameworks (e.g., PD, LGD, EAD calculations) and experience with model deployment processes.
  • Proficient in data analysis tools and programming languages (e.g., Python, R, SAS, SQL) with a strong aptitude for working with large datasets.
  • Excellent communication skills with the ability to present complex information clearly to non-technical stakeholders.
  • Proven leadership skills with experience in mentoring and guiding teams.

Responsibilities:

  • Data Management: Identify, source, and analyze relevant data required for model deployment. Ensure data integrity and accuracy in credit risk assessments, and map data flows from source to model while identifying gaps and issues.
  • Documentation: Create comprehensive documentation of current models and data flows, including methodologies, assumptions, and parameterizations, ensuring compliance with regulatory and internal requirements.
  • Stakeholder Collaboration: Collaborate with quantitative analysts and data scientists to enhance model functionality based on data analysis insights and stakeholder feedback.
  • Leadership & Team Development: Guide and mentor junior analysts in data analysis techniques and model unpacking methodologies, fostering a culture of continuous improvement and knowledge sharing.
  • Project Management: Plan and oversee project timelines and deliverables for model unpacking and data analysis initiatives, and communicate project updates effectively to stakeholders.
  • Model Deployment Analysis: Review and unpack deployed credit risk models to assess deployment effectiveness and identify improvement areas.
  • Regulatory Awareness: Stay informed on credit risk regulations and industry best practices, ensuring models comply with evolving standards.



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