Credit Manager

4 months ago


Johannesburg, South Africa FirstRand Full time

Job Description

Evaluates portfolio risks, makes final credit decisions and interacts with other departments regarding credit management strategies

Hello Future Credit Manager

Welcome to FNB, the home of the #changeables. We design for the shapeshifters and deliver products and services that make us incredibly proud of people that make it happen.

As part of our team in FNB Retail Judgemental Credit, you will be surrounded by unique talents, diverse minds, and an adaptable environment that lives up to the promise of staying curious. Now’s the time to imagine your potential in a team where experts come together and ignite effective change.

The Investment Institute will be responsible for research, portfolio construction and thought leadership aimed primarily at increasing the value proposition the distribution force takes to end clients, and as a secondary objective to produce content to clients to increase the business profile in the investment space.

Are you someone who can:

- Drive an Increase in average balance of assets as defined in the Financial Performance Report of the business
- Reduce percentage of Non-performing loans as a percentage of total performing book based on the business' performance
- Reduce Bad debts as a percentage of performing loans utilisation based on effective lending principals applied during approval
- Deliver exceptional Credit service that exceeds customers' expectations through proactive, innovative and appropriate solutions
- Cultivate and manage objective working relationships with a variety of stakeholders, including end-users, SME’s, project managers and senior staff members
- Maintenance of expert knowledge on relevant legislative amendments, industry best practices and provision of proactive advice and solutions to relevant stakeholders
- Ensure average approval turnaround time against target to ensure retention of clients.
- Comply with governance in terms of legislative and audit requirements
- Manage high risk portfolio including timely identification of high risk clients, checking security and mitigating risk by taking outstanding and new security and reducing limits
- Manage and ensure compliance to the Basel II accord.
- Mange limits that are in excess of normal limit by reducing number against total limits

You will have access to:

- Opportunities to network and collaborate
- A challenging working environment
- Opportunities to innovate

We can be a match if you:

- Ensure proper implementation, upkeep and accuracy of the Credit system and the raising of accurate provisions
- Prepare presentations on credit related reports
- Plan and manage performance, skills development, employment equity, talent and culture of team in order to improve innovation, achieve efficiencies and increase competencies
- Manage personal development to increase own skills and competencies

Job Details

Application Closing Date

29/06/24



  • Johannesburg, Gauteng, South Africa Credit Link Placements Full time

    Credit Risk Analyst Job DescriptionThe primary objective of this role is to identify and mitigate potential risks associated with client creditworthiness by conducting thorough credit assessments.Key Responsibilities:Conduct comprehensive credit risk evaluations by analyzing client financial statements, business plans, and management accounts.Develop and...


  • Johannesburg, Gauteng, South Africa Credit Link Placements Full time

    Credit Risk Analyst Job DescriptionThe primary objective of this role is to identify and mitigate potential risks associated with client creditworthiness by conducting thorough credit assessments and providing recommendations for new and existing accounts.Key Responsibilities:Conduct comprehensive credit risk evaluations by analyzing client financial...

  • Credit Risk analyst

    4 months ago


    Johannesburg, South Africa Credit Link Placements Full time

    The overall purpose of the job is to assess and mitigate risk by carrying out a comprehensive and quality credit risk function by analyzing the client’s business, financial statements, and management accounts in order to provide a recommendation on new accounts and existing accounts annually. · Record new account information in the new accounts register...

  • Credit Manager

    4 months ago


    Johannesburg, South Africa KPMG-SouthAfrica Full time

    Job specification Job title/position: Manager Financial Services - Credit Audit Manager Number of positions: 1 Function and Business Unit: Financial Services Audit Description of the role and purpose of the job: The Financial Services Audit division provides audit services to the largest banking clients in South Africa. We have created the credit risk...

  • Credit Manager

    2 months ago


    Johannesburg, South Africa Hire Resolve Full time

    Hire Resolve, a leading recruitment agency, is currently seeking a Credit Manager to join their client's team. As a Credit Manager, you will play a crucial role in evaluating, managing, and approving credit risk within the organization.Your primary responsibilities will include: Assessing credit applications and determining creditworthiness Managing credit...

  • Credit Manager

    3 months ago


    Johannesburg, South Africa Communicate Recruitment Full time

    **Qualifications**: - Diploma in Accounting or relevant field **Skills**: - Minimum 5 years’ credit management related working experience. - Minimum 5 years’ experience in a management role - Principles relating to credit management in South Africa - Minimum 2 years experience with people management **Job description**: - Credit risk management -...

  • Credit Manager

    6 months ago


    Johannesburg, South Africa EMPIRE RECRUITMENT Full time

    A well established financial services institution is currently recruiting for an experienced Credit Manager.  Key Responsibilities:To enhance the credit approval process of public sector and corporate client transactions by establishing and maintaining a credit policy, overseeing the credit approval process and analysing and approving the credit worthiness...

  • Credit Manager

    3 months ago


    Johannesburg, South Africa Communicate Recruitment Full time

    **Qualifications**: - Diploma in Accounting or relevant field **Skills**: - Minimum 5 years’ credit management related working experience. - Minimum 5 years’ experience in a management role - Principles relating to credit management in South Africa - Minimum 2 years experience with people management **Job description**: - Credit risk management -...

  • Credit Manager

    2 weeks ago


    Johannesburg, South Africa Adzuna ZA B C2 Full time

    Job & Company Description:Theres a prominent global company that specializes in manufacturing and servicing elevators, escalators, and moving walkways. Known for their commitment to innovation, reliability, and safety, they offer solutions designed to enhance vertical transportation in both residential and commercial settings. Job Experience & Skills...

  • Credit Manager

    3 weeks ago


    Johannesburg, South Africa Network Recruitment Full time

    Job & Company Description:Theres a prominent global company that specializes in manufacturing and servicing elevators, escalators, and moving walkways. Known for their commitment to innovation, reliability, and safety, they offer solutions designed to enhance vertical transportation in both residential and commercial settings. Job Experience & Skills...

  • Credit Manager

    3 weeks ago


    Johannesburg, South Africa Network Recruitment Full time

    Job & Company Description: Theres a prominent global company that specializes in manufacturing and servicing elevators, escalators, and moving walkways. Known for their commitment to innovation, reliability, and safety, they offer solutions designed to enhance vertical transportation in both residential and commercial settings. Job Experience & Skills...

  • Credit Manager

    3 days ago


    Johannesburg, Gauteng, South Africa Network Recruitment Full time

    Job Title: Credit ManagerNetwork Recruitment is seeking a visionary Credit Manager to join their team. As a key member of the organization, you will be responsible for developing and implementing credit policies and risk management strategies that drive growth and success.About the Role:Manage credit operations and ensure financial stabilityDevelop and...

  • Credit Manager

    7 days ago


    Johannesburg, Gauteng, South Africa Network Recruitment Full time

    Job and Company Overview: Network Recruitment is seeking a visionary Credit Manager to join their team of innovators and builders. As a key member of the company, you will be responsible for developing and implementing credit policies and risk management strategies that drive growth and success. Responsibilities: * Manage credit operations and ensure...

  • Credit Manager

    5 months ago


    Johannesburg, South Africa Professional Resources Partners Pty Ltd Full time

    **CONTROLLER JOB DESCRIPTIONS OF A CREDIT MANAGER** **Your main duties will include**: There should be a close liaison between the credit control department and the marketing /sales department so that credit issues are resolved smoothly. Checking customer's credit situation Running necessary credit checks Ensuring the terms and conditions of the...


  • Johannesburg, South Africa Nimble Credit Solutions Full time

    **OPERATIONS MANAGER: SPECIALISED COLLECTION - JOHANNESBURG**: Reporting to: National Operations Executive Location: Sandton, Johannesburg **ABOUT US**: Nimble Group is a specialist financial services firm that provides credit solutions to debtors from established credit grantors across the banking, retailer, and service-providing...

  • Manager Credit

    4 months ago


    Johannesburg, South Africa Absa Bank Limited Full time

    Empowering Africa’s tomorrow, together one story at a time. - With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.Job Summary To...

  • Credit Manager

    1 week ago


    Johannesburg, Gauteng, South Africa Prism Placements Full time

    Prism Placements and this leading company in the FMCG sector are seeking a Credit Manager to fill a key role in Isando. The ideal candidate will have a strong background in credit management, with a minimum of 4 years of experience in a similar position. They will be responsible for managing a team of at least 5 employees and have expertise in SAP or SAP S4....

  • Credit Manager

    7 days ago


    Johannesburg, South Africa Adzuna ZA B C2 Full time

    Job and Company Description:This company is not just a business they are a community of innovators, builders, and dreamers. They believe in creating solutions that drive growth and success, not just for themselves but for their clients as well. As they continue to expand, they are looking for a visionary Credit Manager to help them make bold decisions,...

  • Credit Manager

    7 days ago


    Johannesburg, South Africa Network Recruitment Full time

    Job and Company Description: This company is not just a business they are a community of innovators, builders, and dreamers. They believe in creating solutions that drive growth and success, not just for themselves but for their clients as well. As they continue to expand, they are looking for a visionary Credit Manager to help them make bold decisions,...

  • Credit Manager

    7 days ago


    Johannesburg, South Africa Network Recruitment Full time

    Job and Company Description:This company is not just a business they are a community of innovators, builders, and dreamers. They believe in creating solutions that drive growth and success, not just for themselves but for their clients as well. As they continue to expand, they are looking for a visionary Credit Manager to help them make bold decisions,...