Credit Risk Team Leader

1 week ago


Cape Town, South Africa RJPersonnel Full time

5years
- Oversees and manages the analysis of new credit approvals.
- Ensure the annual review of existing credit exposures is done effectively.
- Establish and maintain an internal credit rating capability.
- Establish and maintain an internal credit economic capital framework and ensure that this framework is integrated into wider economic capital framework.
- Establish and maintain a credit risk appetite for shareholders.
- Discussion and presentation of the above to the credit risk governance forums as required.
- Optimise Murex system to improve efficiencies in the credit workflow.
- Provide input into the legal process and other legal documentation in transactions where shareholders assume direct exposure to credit risk.
- Continuously engaging on any potential credit risks arising on existing exposures.
- Manage distressed credits to optimise recoveries.
- Effective leadership of Credit team.
- Provide guidance and oversight to the credit quantitative risk analyst.

**Qualifications and Experience**:

- CA(SA) / CFA
At least 5 years Credit Risk Management experience
Preferable experience in structured finance transactions
- Proven knowledge and experience in credit analysis of corporate and public sector credit risk, including secured and unsecured lending, project finance and workouts.
- Ability to lead the process, work independently, with little oversight and handle multiple demands.
- Ability to ask relevant, informed and intelligent questions about transactions, structures, relationships and risks.
- A sound understanding of legal risk pertaining to legal documentation for lending transactions.



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