Digital Credit Portfolio Leader

5 days ago


Cape Town, Western Cape, South Africa FinChoice Full time

We are seeking a highly skilled Business Credit Risk Manager to join our team at FinChoice. As a leader in the digital financial services industry, we strive to provide our customers with the best possible experience through our innovative products and services.

The successful candidate will have a strong background in credit risk management, with expertise in developing and executing credit risk strategies. You will be responsible for leading the development and execution of credit risk strategies across new business underwriting, portfolio management, collections, and monitoring.

About the Role:
  • Develop and execute credit risk strategies to minimize risk exposure and maximize returns.
  • Build and develop the PayStretch product's underwriting, portfolio management, collections, and monitoring capabilities.
  • Collaborate with cross-functional teams to implement credit risk strategies and identify areas for improvement.
Requirements:
  • A minimum of 6 years' experience in a Senior Credit Risk role or related field.
  • A degree in Mathematics, Statistics, Economics, or equivalent BCom, B Bus Sci, B Eng, BSc.
  • Strong analytical and problem-solving skills, with the ability to interpret complex data and make informed decisions.


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