Credit Analyst

3 weeks ago


Johannesburg, South Africa Affirmative Portfolios Full time

**Finance**
**JHB North**
***:
**CREDIT ANALYST**

**JOHANNESBURG NORTH**

**SALARY - MARKET RELATED**

**JOB OUTLINE**

**Department** - Risk & Compliance

**Reports to** - The Senior Credit Risk Manager

**Key Responsibilities**:

- Produce accurate risk reports with commentary and in the correct format
- Support continuous development of credit risk capability through feedback in discussions and observations in different forums as appropriate
- Recommend improvement actions where appropriate
- Support the building and development of credit metrics, as well as projects to deliver credit risk control
- Attend credit committees
- Perform other ad hoc duties as requested

**Experience, Qualifications and Skills Required**:

- Minimum 3 years of working experience in the Credit Risk environment
- High-level understanding of the concept of credit risk management
- Report writing skills
- Good technical capability in the use of SQL and MS Excel
- Good communication skills to be able to effectively communicate complex processes and outputs to colleagues with varying levels of technical knowledge
- Able to build relationships and networks both internally and externally
- Self-starter with the ability to work under pressure
- A logical approach to problem solving in relation to both technical and business issues
- Bachelor’s degree in Finance or Risk

**Personal Attributes**:
**Cognitive Competencies**
- Analysis and Attention to Detail
- Conceptual / Big Picture Thinking
- Focused and Sustained Attention
- Problem Solving
- Tolerance of Ambiguity

**Intrapersonal Competencies**
- Excellence/ Quality Orientation
- Rule Orientation
- Ethical Judgement
- Flexibility
- Drive and Results Orientation
- Time and Self-Management

**Interpersonal Competencies**
- Interpersonal Agility
- Building relationships
- Teamwork
- Engaging diversity

**Communication Competencies**
- Conflict Management
- Presentation and Facilitation
- Verbal and Written Communication (incl. Listening)

**Functional Competencies**
- Commercial and Financial Acumen
- Process and Technological Competence
- Safety and Security Orientation
- Mathematical Acumen
- Research Competence
- Environmental Scanning
- Knowledge Sharing
- Organisational Awareness


  • Credit Analyst

    7 days ago


    Johannesburg North, South Africa SydSen Recruit Full time

    Gauteng, Johannesburg North - R28K - R35K Credit Analyst -Johannesburg North A well established Automotive company based in Johannesburg North, is seeking a qualified ** Credit Analyst** to join their team. As a **Credit Analyst **you will be responsible for assessing and analysing the creditworthiness of clients, evaluating their financial history and...

  • Credit Analyst

    2 days ago


    Johannesburg, South Africa RPO Recruitment Full time

    RPO's client in the financial services industry is currently seeking a Credit Analyst to join their team of professionals in Johannesburg. As a Credit Analyst, you will be responsible for determining our customers’ creditworthiness by analyzing financial data and assessing the likelihood of a borrower honouring their financial obligations.Responsibilities...

  • Credit Analyst

    5 days ago


    Johannesburg, South Africa Sydsen Full time

    A well established Automotive company based in Johannesburg North, is seeking a qualified **Credit Analyst** to join their team. As a **Credit Analyst **you will be responsible for assessing and analysing the creditworthiness of clients, evaluating their financial history and determine their ability to repay the proposed loan/s. **Responsibilities**: -...

  • Credit Risk Analyst

    6 days ago


    Johannesburg, South Africa The Corporate Circle Full time

    Job Overview **Date Posted**: Posted 56 mins ago **Location**: Johannesburg, Gauteng **Job Title**: Credit Risk Analyst **Salary**: R50,000 **Education Level**: Bachelors Degree **Job Level**: Intermediate **Minimum Experience**: 3 - 5 Years Credit Risk Analyst job vacancy in Sandton, Johannesburg. **Requirements**: - Relevant business degree. -...

  • Credit Analyst

    4 weeks ago


    Johannesburg, South Africa Accounting & Financial Advisory Full time

    **MAIN PURPOSE OF THE JOB** The Credit Analyst is mainly responsible for reviewing the Financial Analysis ‘FINAN’ for completeness and correctness, in line with the financial statements presented by the front-line sales teams. The FINAN is a financial statement spreading tool. This may include simple client structures to complex group or consolidated...

  • Junior Credit Analyst

    4 weeks ago


    Johannesburg North, South Africa Communicate Recruitment Full time

    A well known Investment conglomerate is in the market for an exceptional Junior Credit Analyst. **Job & Company Description**: This company aims to meet the objectives of capital preservation and capital appreciation. You will be responsible for providing the analysis and recommendations on potential credit investments as an input into the credit risk...

  • Credit Analyst

    4 weeks ago


    Johannesburg, South Africa Nedbank Full time

    **Requisition & Talent Acquisition Consultant Details** - REQ 133112 - Twanette Coetser- Closing Date - 18 April 2024**Cluster & Location** - Total Business Banking and Retail - Credit Value Management - KZN & EC- Durban, KwaZulu Natal- Career Stream- Credit Management - Leadership Pipeline- Manage Self: Professional **Credit Analyst** **Job Purpose** - We...

  • Credit Risk Analyst

    4 weeks ago


    Johannesburg, South Africa The Corporate Circle Full time

    Credit Risk Analyst. R50 000 CTC. Sandton. Relevant business degree. 3-5 years experience in the Credit or Data Analyst role. Strong SAS and advanced Excel essential and not negotiable. Strong team players with problem solving skills. Able to work independently. Able to transform raw transactional data into a final campaign file. Able to enhance and...

  • Credit Risk Analyst

    3 weeks ago


    Johannesburg, South Africa The Corporate Circle Full time

    Credit Risk Analyst. R50 000 CTC. Sandton. Relevant business degree. 3-5 years experience in the Credit or Data Analyst role. Strong SAS and advanced Excel essential and not negotiable. Strong team players with problem solving skills. Able to work independently. Able to transform raw transactional data into a final campaign file. Able to enhance...


  • Johannesburg, South Africa FirstRand Full time

    About us, purpose, experience and qualifications **about us**: **purpose**: - The purpose of the Credit Research Analyst is to perform quantitative research analysis on credit with the view to formulating strategies that clients can make informed decisions on investments, while ensuring that the organisation is not exposed to reputational risk. The Credit...

  • Credit Analyst

    4 weeks ago


    Johannesburg North, South Africa Communicate Recruitment Full time

    Are you a hard-working, highly motivated individual with credit experience? Look no further as this is the perfect career opportunity for you! A fast-growing organisation with a dynamic culture that is highly invested in growing small businesses is looking for an intellectually engaged Credit Analyst to join their team. **Qualifications and Skills**: -...


  • Johannesburg, South Africa FirstRand Full time

    Job Description The Position Ashburton Investments is a new generation investment manager that offers investors access to more sources of return and more ways to manage risk. In the institutional space in South Africa as well as our Global business, we pride ourselves on offering solutions to address clients’ holistic balance sheet needs, and to support...

  • Credit Data Analyst

    4 weeks ago


    Johannesburg, South Africa Hire Resolve Full time

    Hire Resolves client, an emerging FinTech company is seeking a skilled Credit Data Analyst to join their team. As a Credit Data Analyst, you will be responsible for analyzing credit data to assess risk and provide insights to drive business decisions. Responsibilities: Measure and manage the performance across multiple credit products. Evaluate and improve...

  • Credit Analyst

    4 weeks ago


    Johannesburg North, South Africa Communicate Recruitment Full time

    A fast-growing organisation with a dynamic culture and a focus on expanding small businesses is looking for a credit analyst with intellectual curiosity to join their team. **Qualifications**: - BCom Degree in Accounting **Skills**: - Minimum 3 years’ experience in relevant field - Experience working with SME’s - Project management skills - Strong...

  • Credit Analyst

    4 weeks ago


    Johannesburg North, South Africa Communicate Recruitment Full time

    A fast-growing organization with a dynamic culture and focus on growing small businesses is looking for an intellectually engaged Credit Analyst to join their team. **Qualifications**: - BCom Degree in Accounting **Skills**: - Minimum 3 years’ experience in relevant field - Experience working with SME’s - Project management skills - Strong computer...

  • Credit Risk Analyst

    4 weeks ago


    Johannesburg, South Africa TotalEnergies Full time

    Finance - JOHANNESBURG-BIERMANN AV(ZAF) - South Africa - As a Credit Risk Analyst, you will be responsible for the following activities: **Controlling and Reporting** To perform risk assessments on new customers (prior to entering into any Commercial relationship) based on Internal (e.g. Sales projections) and External information (e.g. Financial...

  • Credit Risk Analyst

    4 weeks ago


    Johannesburg North, South Africa Communicate Recruitment Full time

    A giant JSE-listed listed organisation is looking to employ a Financial Analyst to monitor and diagnose benchmarks and trends across financial data, systems and processes. is in the market for a Credit Risk Analyst with a MSc/BSc (Hons) to join their multinational organization. The purpose of this role is to provide data-driven and quantitative analysis that...


  • Johannesburg, South Africa Preference Capital Full time

    Job Opportunity: Graduate Credit Analyst Company:Preference Capital Location:Johannesburg Key Responsibilities: Credit Scoring: - Conduct financial analysis of businesses, identifying potential risks, evaluating capital structure, and performing relevant financial ratio analysis. - Vet applicants through credit bureaus, contacting parties involved in the...

  • Senior Credit Analyst

    3 weeks ago


    Johannesburg, South Africa RPO Recruitment Full time

    Our client, an established Investment Manager, is currently seeking a Senior Credit Analyst with Asset Management experience to join their team of professionals in Johannesburg. Responsibilities: Analyze financial data and credit history to determine the likelihood of a borrower honoring their financial obligations Evaluate the overall creditworthiness of...


  • Johannesburg, South Africa FirstRand Full time

    Job Description To provide quantitative and qualitative assessments of the current and forecast financial strength of a portfolio of corporate clients with the aim to identify portfolio related credit risks - Manage lending limits - Manage database and provide input regarding limits, ratings, Loss Given Default (LGD) and governance monitoring - Suggest risk...