Credit Analyst

4 weeks ago


Johannesburg, South Africa Sydsen Full time

A well established Automotive company based in Johannesburg North, is seeking a qualified
**Credit Analyst** to join their team.

As a
**Credit Analyst **you will be responsible for assessing and analysing the creditworthiness of clients, evaluating their financial history and determine their ability to repay the proposed loan/s.

**Responsibilities**:

- Reading financial briefings
- Assessing, analysing and interpreting financial information and third party information sources
- Undertaking risk analysis by developing statistical models based on the company portfolio performance
- Keeping company credit exposures within set risk limits
- Continuously monitor actual process turnaround times and quality standards and resolve issues speedily to enhance effective client service delivery
- Provide regular reports on, inter alia, delivery of services against agreed service level agreements and approval rates or the like
- Working to develop credit-scoring systems for the company
- Keeping knowledge of key issues up-to-date (for example legal, market risk and compliance issues)

**Minimum Requirements**
- Minimum 5 years experience in the banking/finance sector
- Bachelors degree or related finance degree would be beneficial
- Ability to work under pressure
- Microsoft Office
- Excellent IT, analytical and numerical skills
- Experience in the Automotive industry would be beneficial


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