Credit Risk Data Analyst

6 days ago


Cape Town, South Africa Scholtz Partners International (Pty) Ltd. Full time

**Brief description of the vacancy**

This person makes the decision on whether the loan is approved or not. They need to analyse the data

given, work on the current models, and be able to build onto them.

This role is focused on building and maintaining technically sound credit models to report on the health of the credit loan book.

**Experience required**

Must have credit working experience. Must be good with numbers.

**Qualifications required**

Formal 3 year degree in Risk Management/ Finance/ Mathematics/ Engineering/ Actuarial Science.

**Computer Skills required**

a. Advanced Excel

b. Advanced SQL

c. Advanced VBA

d. Ability to work with complex data sets

e. SSRS/Power BI experience advantageous

**Key Responsibilities (KPI’s)**

**Credit Models**

a. Understand and support technically sound models including:
i. Roll rate models

ii. Vintage curves

iii. Payment strings

iv. IFRS9 Provisioning models

v. Book reporting and analysis

vi. ECL curves

**2. **Book performance monitoring**

a. Continuously monitor the book performance both from an origination as well as a payment profile perspective

b. Perform ad-hoc analysis to understand trends

c. Make recommendations on how to improve the credit quality of the book

**3. **Monthly reporting**

a. Create and automate monthly reports for the risk pack

b. Attend monthly credit meetings

c. Present analysis and findings in verbal or written format

**4. **Ad-hoc analysis**

a. Support the business with analysis on loan intake and activation rate trends

**Salary**: R55,000.00 - R65,000.00 per month



  • Cape Town, South Africa Scholtz Partners International (Pty) Ltd Full time

    Credit Risk Data Analyst Salary; R55000 - R65000 Area; Cape Town **Brief description of the vacancy** This person makes the decision on whether the loan is approved or not. They need to analyse the data given, work on the current models, and be able to build onto them. This role is focused on building and maintaining technically sound credit models to...


  • Cape Town, South Africa Unifi Recruitment Full time

    **Job Advert Summary**: **Unifi** is a fast-growing finance and technology company operating in Zambia, South Africa, Uganda and Kenya. Unifi delivers personal lending products through online, mobile phone and branch channels. The company is well supported by strong shareholders and a board of directors with vast experience in entrepreneurship and...


  • Cape Town, South Africa Ad Talent Africa Full time

    **Who are we**: A leading retail business. **Who are we looking for**: We are looking for a competent and driven Senior Risk Analyst who will be exposed to all aspects of the credit lifecycle: acquisition, marketing, account management and collections. **What will you do**: - Primary tasks include: - Establishing optimal credit risk policies and limit...


  • Cape Town, South Africa Pollock and Associates Full time

    Senior Credit Risk Analyst ICT ~ Retail Cape Town - Western Cape - South Africa You will be pivotal in driving informed decisions through advanced data analysis and risk assessment strategies. Leverage your expertise to shape credit policies, optimise risk management practices, and contribute to the organisation's long-term success. Key Qualifications,...


  • Cape Town, South Africa BigTalent Full time

    **Attention**:Experienced Credit Risk Analysts!** Are you ready to take your career to the next level? Do you thrive in dynamic environments where your expertise makes a significant impact? If so, we have an exciting opportunity for you! Join our esteemed team at one of the leading financial institutions in the industry. As a Senior Risk Analyst, you will...


  • Cape Town, South Africa Star Personnel Recruitment Full time

    **Key Responsibilities**: - Analyst will be exposed to all aspects of the credit lifecycle: - Acquisition - Marketing - Account Management - Collections - Primary tasks include - Establishing optimal credit risk policies and limit calculations - Analyse current strategies - Building A/B testing strategies - Defining rules to manage exposure based on...

  • Credit Risk Analyst

    7 months ago


    Cape Town, South Africa PayFast Full time

    Payfast by Network, together with the DPO Group, is one of the leading Fintech organisations in Africa. We’re on a mission to exponentially grow the digital economy of Africa by building world-class payment products. Developed in-house, our solutions enable customers to make and receive business payments quickly and securely and allow enterprises to trade...


  • Cape Town, South Africa RJPersonnel Full time

    3years - Critical assessment of credit risk of new companies falling in the analyst’s portfolio (the portfolio may change from time to time); - Identification of transaction and business specific risk and introduction of risk mitigation factors on new transactions; - Perform comparative analysis amongst industry peers to assess a proposed counterpart’s...

  • Credit & Data Analyst

    2 weeks ago


    Cape Town, South Africa SUMMIT Africa Recruitment Full time

    **The mission of a Credit Analyst** 1. Develop a deep understanding of agent, customer and operator behaviour and processes that impact credit outcomes. 2. Report on credit performance, and use your inference to shape the commercial team’s strategy for credit risk management, its principles, systems and processes 3. Build relationships, get stuck into all...

  • Credit Analyst

    7 months ago


    Cape Town, South Africa Xynergistix Full time

    We seek a highly motivated and detail-oriented Credit Analyst to join our team. As a Credit Analyst, you will be responsible for analysing the credit risk of loan applicants, performing due diligence on customers, and managing data for credit transactions. Your primary responsibilities will include: - Analysing loan applicant's credit risk and ability to...


  • Cape Town, Western Cape, South Africa Esteem Recruitment Full time

    Job Summary:Esteem Recruitment is seeking an experienced Senior Credit Analyst to join our client's finance team. The successful candidate will be responsible for evaluating the creditworthiness of customers, assessing business plans, and identifying potential risks.Key Responsibilities:Develop and maintain relationships with customers to understand their...

  • Credit Analyst

    1 week ago


    Cape Town, South Africa RPO Recruitment Full time

    We are looking for a professional Credit Analyst to determine our customers’ creditworthiness. You will analyze financial data to assess the likelihood of a borrower honouring their financial obligations. **Responsibilities**: - Assess creditworthiness of existing or prospective clients - Complete ratio, trend and cash flows analyses and create...


  • Cape Town, South Africa iLaunch Full time

    Creation of score cards Collection strategies Managing credit risk Risk analysis Matric Degree in Finance, Economics, Statistics, Maths or equivalent 6 Years experience as a Risk Analyst within Financial Services Good Understanding of score card provisioning & collection strategies Between 5 - 7 Years


  • Cape Town, Western Cape, South Africa Dante Personnel Full time

    Position Overview:A Senior Credit Risk Analyst opportunity has arisen at Dante Personnel in Pretoria Faerie Glen. As a key member of our team, you will be responsible for analyzing and evaluating credit risks associated with various financial products. To succeed in this role, you should possess a strong understanding of credit management principles and...


  • Cape Town, Western Cape, South Africa Network Recruitment Full time

    Job Title: Data-Driven Credit Risk AnalystNetwork Recruitment is seeking a skilled Data-Driven Credit Risk Analyst to validate and assess the performance of credit risk models in a dynamic environment.About the Role:Drive the validation of cutting-edge financial models, ensuring alignment with industry standards and regulatory requirements.Collaborate with...

  • Credit Analyst

    2 months ago


    Cape Town, South Africa Network Recruitment Full time

    Position Title: Credit AnalystLocation: Northen suburbs Experience Required: Minimum 4 Years in a Similar Role Job Overview: We are seeking a highly skilled and analytical Credit Analyst to join our finance team. The successful candidate will be responsible for evaluating the creditworthiness of potential and existing clients, making recommendations based on...


  • Cape Town, South Africa Tracking Talent: a WilsonHCG Company Full time

    A growing Asset Management Company is seeking a Quantitative Analyst to be part of the Credit team responsible for the Company’s Credit funds. To utilize the company’s credit philosophy process by employing quantitative analysis in asset selection, pricing and managing of credit portfolio. The person will be responsible for credit research & credit...


  • Cape Town, South Africa Network Recruitment Full time

    Location: Cape Town Qualifications: Honours in Statistics, Actuarial Science, or Mathematics Experience: 3 years in model validation for credit risk models Summary: Take the lead in reshaping credit risk strategies as a Quantitative Analyst Model Development Specialist Join a trailblazing team, applying cutting-edge techniques to validate and enhance...

  • Credit Risk Analyst

    1 week ago


    Cape Town, South Africa RPO Recruitment Full time

    **Responsibilities**: - Work directly with the Credit Portfolio Manager (CPM) and Credit Division Head (CDH) in managing the credit risk of the portfolio. - Assist with oversight of quarterly reporting to senior management on the risk management performance and strategy of the portfolio. - Assist with the completion of credit assessment activities,...

  • Credit Analyst

    2 months ago


    Cape Town City Centre, South Africa Jobted ZA C2 Full time

    Position Title: Credit Analyst Location: Northen suburbs Experience Required: Minimum 4 Years in a Similar Role Job Overview: We are seeking a highly skilled and analytical Credit Analyst to join our finance team. The successful candidate will be responsible for evaluating the creditworthiness of potential and existing clients, making recommendations based...