Junior Credit Analyst

20 hours ago


Cape Town, Western Cape, South Africa Communicate Recruitment Full time
Job title : Junior Credit AnalystJob Location : Western Cape, Cape TownDeadline : April 17, 2025Quick Recommended Links
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    • Are you eager to kick-start your career in credit analysis and gain hands-on experience in commercial asset finance? We're looking for a Junior Credit Analyst to join our dynamic team
    • In this role, you'll assist in evaluating credit applications, analyzing financial data, and supporting risk management processes. You'll work closely with senior analysts and cross-functional teams, ensuring responsible lending practices while helping businesses grow.

What You'll Do:

  • Credit Assessment & Analysis – Support the evaluation of credit applications, ensuring accurate documentation and informed decision-making.
  • Credit Model Support – Assist in refining credit models and scorecards to enhance risk assessment.
  • Risk Management – Help assess and mitigate credit risks across client portfolios.
  • Stakeholder Collaboration – Work with Sales, Finance, and Credit Committees to streamline credit processes.
  • Compliance & Regulations – Ensure adherence to policies and stay updated on industry best practices.

Qualifications & Experience:

  • NQF Level 7 or higher in Finance, Banking, or a related field (BCom Finance is a plus).
  • 0-3 years' experience in a credit management or commercial finance environment.
  • Basic understanding of credit assessment, financial analysis, and risk management principles.
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