Credit Risk Analyst

The purpose of the Credit Analyst is to analyse and interpret the credit risk indicators with the objective of achieving bad debt and pass rate targets and optimising portfolio profitability. Recommend credit policy and operational policy changes based on analysis. **Design and Analytics**: - Design and build provisioning, profitability, bad debt and cash...

Furthermore, the Senior Credit Risk Analyst will recommend credit policy and operational policy changes based on analysis. **Key Responsibilities** 1. Design and analytics - Design and build provisioning, profitability, bad debt and cash flow forecasting models - Design and continual optimisation of the credit vetting and scoring policy to ensure credit...

Northern Suburbs. Salary - Market related. **Qualifications: Honours degree in Finance / Accounting / Mathematics or related.** **Preferred: CA(SA)/ACCA/CIMA** **Purpose**: Meeting and exceeding SLA requirements for exceptional service delivery will be at the forefront of your responsibilities, as we strive to provide the best possible experience to our...

**Responsibilities**: - Conduct financial analysis for large loans - Ensure strict adherence to the credit policy and credit processes - Continuously evaluate and refine the credit granting processes - Provide input into monthly reviewer schedules - Hold regular catch-up meetings with the Analyst team leader to identify training - Monitor the performance of...

Prepare, review and analyze credit worthiness of business Review financial status of loan applicant/ business Engage and liaise with clients throughout loan process Create quotes and proposals along with credit and legal team Determine loan pricing and repayment terms Pipeline management from origine to close Post Transaction due diligence Follow up...

We are looking for a young and dynamic Credit Analyst to join a fast paced and growing business. You will be responsible for the full loan origination process, this would include analysing and reviewing financial statements as well as doing the evaluations. You would need a completed degree and have about four years’ experience in a similar position. The...

HomeChoice is a leading omni-channel retailer, delighting our customers with an innovative range of curated products on personalized terms. Our aim is to provide multiple, convenient and easy retail shopping channels to guarantee that we meet all our customer expectations. **Here’s what you can expect to be doing in the role**: - Represent Credit Risk...

**Responsibilities**: - Continued evaluation of the origination and lending process to identify areas of advancement in service delivery, client experience and to maintain high levels of efficiency. Identify and develop process improvements, both user and system driven. - Strategic thinking on continuous improvement of scorecard preparation and reviews. -...

Fantastic opportunity for a young CA(SA) or Finance Honours Graduate working towards CFA to join a credit investments team. The role is responsible for credit portfolio risk analysis and research. Really exciting opportunity to work with an experienced team! **Responsibilities**: - Perform thorough analysis and research to evaluate credit risks of...

My client within the Financial Services sector is seeking a Senior Internal Financial Controls Analyst to join their growing team. The role is ideally suited to a CA(SA), who is passionate about a career in risk and compliance processes and controls. **Responsibilities**: - As Senior Analyst be responsible for supporting the Head of Governance Risk and...

A large African based retail business is seeking to employ a Data Analyst based in Cape Town, Northern Suburbs offices. The main purpose of this role will be to make recommendations as to the optimal method of data visualisations and the execution thereof that can support effective and efficient decision making. The Data Analyst will be responsible to...

We are seeking a highly motivated and detail-oriented Financial Analyst to join our team at Zeminwe Recruitment. The successful candidate will be responsible for various financial tasks, including credit and debtor reconciliations, ledger maintenance, and financial reporting.The ideal candidate will have a degree in finance or accounting and at least 1-2...

**Responsibilities**: - Control credit facilities granted to customers - Timeous collection of debts within the prescribed credit limits - Manage the credit control team in order to achieve collections targets - Manage and monitor ongoing risk on accounts and managing relationships with clients - Handle all legal requirements pertaining to bad debts -...

**Job Description**: **Responsibilities** - Manage credit risk reporting and dashboard development - Forecast credit risk across portfolios - Monitor reports for scorecard performance and policy exceptions - Lead monthly risk meeting - Build strong relationships with Sales and Product - Manage team to ensure optimal performance **Requirements**: - 5...

Seeking a bilingual Credit Controller with Chain Store experience. This role is to maintain and control accurately a National Debtors book by ensuring optimum cash flow while reducing the risk of bad debt within the framework of Company Policy. This role involves: Collections Sorts and check statements after month-end and ensures that each customer...

HomeChoice is a leading omni-channel retailer, delighting our customers with an innovative range of curated products on personalized terms. Our aim is to provide multiple, convenient and easy retail shopping channels to guarantee that we meet all our customer expectations. **Here’s what you can expect to be doing in the role**: - Represent Credit Risk...

Superb opportunity to join a growing business as a Risk Specialist in a Manco team. You'll be responsible for implementing a functional risk management policy and procedure. To assist with the monitoring, measuring and management of market risks applicable to the Manco schemes. **Responsibilities** - Responsible for real-time risk measurement and analysis...

Actively managing and driving on-shift metrics recommendations, guiding DMs and TLs on where they need to focus - Assist with issue logging, follow-up, escalation, and communication throughout the resolution process, internally and externally stakeholders - Identify and present improvement initiatives and drive the implementation of signed-off initiatives. -...

HomeChoice is a leading omni-channel retailer, delighting our customers with an innovative range of curated products on personalized terms. Our aim is to provide multiple, convenient and easy retail shopping channels to guarantee that we meet all our customer expectations. Limited travel to Johannesburg and Durban may be required. Key Performance Areas...

An Accounts Receivable Controller prepares accounts receivable transactions and processes customer payments. They also create invoices according to company practices and submit them for approval by management or clients. Accounts receivable duties include ensuring accuracy and efficiency of operations, processing and monitoring incoming payments, and...