Senior Credit Manager

2 weeks ago

Sandton, South Africa Capitec Bank Ltd. Full time

Responsibilities To evaluate and manage the intuitive credit and associated risks within an allocated portfolio in a geographic region; effectively integrating and controlling the credit function by maintaining the quality of credit risks across the portfolio, minimizing the risk of loss through bad debts, while maximizing profits. To interact with other areas of the bank, acting as a catalyst in driving changed initiatives in ensuring compliance within agreed risk parameters as set out in the changed strategy. Experience Minimum: At least 8 -10 years banking experience, 5 of which in credit Credit Management experience across business and commercial markets in the intuitive space as well as the scored lending environment Working within the requirements of the National Credit Act and other relevant legislation Significant experience in preparing and motivating Credit applications Ideal: Experience of managing a portfolio of business customers with a service and financial analysis focus. Qualifications (Minimum) Bachelor's Degree in Commerce or Credit Management Qualifications (Ideal or Preferred) Honours Degree in Commerce or Credit Management Knowledge Minimum: Business acumen Risk management principles and processes Project management methods and practices Relationship building and management techniques Customer relationship management (CRM) principles and techniques Knowledge of competitor product offerings/ channels/ operational and marketing tactics. Credit principles and practices, including an understanding of credit application, securities Legal entities (companies, close corporations, sole proprietorships etc.) in the commercial market and the legislative restrictions and requirements governing these from a financial services perspective. Financial Advisory and Intermediary Services Act (FAIS) and the Financial Intelligence Centre Act (FICA). Able to extract, analyse and apply CRM insights to influence the client management approach and strategy Ideal: Products available and pricing structures Current taxation laws as they apply to clients A good knowledge of administration processes and procedures pertaining to Business Banking transactions Financial Modelling; financial analysis (evaluating and identifying trends), complex cash flow cycles (industry/ sector specific) Skills Analytical Skills Attention to Detail Communications Skills Computer Literacy (MS Word, MS Excel, MS Outlook) Interpersonal & Relationship management Skills Numerical Reasoning skills Planning, organising and coordination skills Capitec Bank is an authorised financial services provider (FSP 46669) and registered credit provider (NCRCP13). Capitec Bank Limited Reg. No: 1980/ /06 #J-18808-Ljbffr

  • Senior Credit Analyst

    2 days ago

    Sandton, South Africa Absa Bank Limited Full time

    Bring your possibility to life! Define your career with us - With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.Job Summary This...

  • Senior Credit Manager

    2 weeks ago

    Sandton, South Africa Capitec Bank Full time

    Purpose Statement To evaluate and manage the intuitive credit and associated risks within an allocated portfolio in a geographic region; effectively integrating and controlling the credit function by maintaining the quality of credit risks across the portfolio, minimizing the risk of loss through bad debts, while maximizing profits. To interact with other...

  • Senior Credit Analyst

    2 days ago

    Sandton, South Africa Access Bank PLC Full time

    The Senior Credit Analyst forms part of a credit team that is responsible for the effective growth, management and profitability of the Bank’s advance book portfolio allocated to the team **Requirements**: **CREDIT RECOMMENDATION AND APPROVAL** - Personal to holder mandate as communicated in writing by Chief Risk Officer and Head: Credit Risk Management -...

  • Senior Credit Manager

    7 days ago

    Sandton, South Africa Capitec Bank Full time

    » **Date**:12 Jun 2025 **Location**: Sandton, GT, ZA **Company**:Capitec Bank Ltd **Purpose Statement**: - To evaluate and manage the intuitive credit and associated risks within an allocated portfolio in a geographic region; effectively integrating and controlling the credit function by maintaining the quality of credit risks across the portfolio,...

  • Senior Credit Analyst

    4 days ago

    Sandton, Gauteng, South Africa Boardroom Appointments Full time R1 200 000 - R2 400 000 per year

    Minimum Requirements:Ideally Bachelors degree in Finance, Economics or related field or CA (SA) or CFA Ability to query, interpret, and present complex data clearly to support decision-making processes.Minimum 6 years experience in credit risk analysis in the retail/banking environment, with comprehensive knowledge across the credit lifecycleProven...

  • Senior Credit Manager

    2 weeks ago

    Sandton, South Africa Capitec Bank Ltd. Full time

    Responsibilities To evaluate and manage the intuitive credit and associated risks within an allocated portfolio in a geographic region; effectively integrating and controlling the credit function by maintaining the quality of credit risks across the portfolio, minimizing the risk of loss through bad debts, while maximizing profits. To interact with other...

  • Senior Manager

    4 days ago

    Sandton, South Africa Absa Bank Limited Full time

    Empowering Africa’s tomorrow, together one story at a time. - With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group. Job...

  • Senior Credit Manager

    2 weeks ago

    Sandton, South Africa Capitec Bank Full time

    Purpose Statement To evaluate and manage the intuitive credit and associated risks within an allocated portfolio in a geographic region; effectively integrating and controlling the credit function by maintaining the quality of credit risks across the portfolio, minimizing the risk of loss through bad debts, while maximizing profits. To interact with other...

  • Senior Project Manager – Banking

    3 weeks ago

    Sandton, South Africa Network Contracting Solutions -a division of ADvTECH Resourcing Full time

    About the role Lead transformative Retail Credit projects in one of South Africa’s leading banks! If you’re a results-driven Senior Project Manager with deep experience in banking, lending, and credit system delivery, this is your chance to take charge of high-impact initiatives shaping the future of digital credit. Key Responsibilities Manage multiple...

  • Senior Manager: Portfolio Management and Credit Impairments

    4 days ago

    Sandton, South Africa Absa Bank Limited Full time

    Empowering Africa’s tomorrow, together one story at a time.- - With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group. Job...