Senior Credit Analyst

3 days ago

Sandton, Gauteng, South Africa Boardroom Appointments Full time R1 200 000 - R2 400 000 per year


Minimum Requirements:

  • Ideally Bachelors degree in Finance, Economics or related field or CA (SA) or CFA
  • Ability to query, interpret, and present complex data clearly to support decision-making processes.
  • Minimum 6 years experience in credit risk analysis in the retail/banking environment, with comprehensive knowledge across the credit lifecycle
  • Proven experience of successfully managing a team of credit analysts.
  • Detail-oriented and able to work independently

Responsibilities:

  • Manage lending limits
  • Conduct credit reviews and credit approvals
  • Manage the customer database and provide input regarding limits, ratings, Loss Given Default (LGD)
  • Suggest risk mitigating measures for our consumer finance products in line with the risk philosophy of the Company
  • Manage credit risk appetite (limits) by scrutinizing current portfolio exposures
  • Keep portfolio current by reviewing at least once in a 12-month period
  • Identify transaction specific risks including credit, taxation, accounting and legal
  • Document findings and report to the credit committee
  • Act as a bridge between risk and business on contentious issues
  • Remain objective and present both arguments and pros and cons
  • Forecast and analyse financials and collate and model data (where required)
  • Participate in meetings with senior stakeholders
  • Project management i.e. track progress, manage expectations and ensure stakeholders requirements are delivered

  • Junior Credit Analyst

    3 days ago

    Sandton, Gauteng, South Africa Boardroom Appointments Full time R90 000 - R120 000 per year

    Minimum Requirements:Ideally Bachelors degree in Finance, Economics or related field Minimum 3 years experience as a credit analyst in retail/banking environmentStrong analytical and problem-solving skillsDetail-oriented and able to work independentlyResponsibilities:Analyse credit data to assess the creditworthiness of borrowersConduct credit reviews and...

  • Credit Data Analyst

    3 days ago

    Sandton, Gauteng, South Africa Hire Resolve Full time R900 000 - R1 200 000 per year

    Hire Resolves client, an emerging FinTech company is seeking a skilled Credit Data Analyst to join their team. As a Credit Data Analyst, you will be responsible for analyzing credit data to assess risk and provide insights to drive business decisions.Responsibilities:Measure and manage the performance across multiple credit products.Evaluate and improve...

  • Junior Credit Analyst

    1 week ago

    Sandton, Gauteng, South Africa Bank of China Limited Johannesburg Branch Full time R450 000 - R600 000 per year

    A position is currently available in the CIB Department for a Junior Credit Analyst / Graduate Intern to perform the following duties:ResponsibilitiesAssist Relationship Manager (RM) with the daily running of portfolioComplete credit applications for both new and reviews, under guidance of the Relationship Manager.Maintain review list for designated...

  • Senior Business Analyst

    15 hours ago

    Sandton, Gauteng, South Africa Network Contracting Solutions -a division of ADvTECH Resourcing Full time R500 000 - R800 000 per year

    New contracting role available - 12 Month contract for Senior Business Analyst with Banking / Financial Services experience to join the BI / Data Analysis TeamAttentionAre you an experiencedSenior Business Analystready to take on complex data challenges in a leading banking environment? Join a dynamic team driving data analytics and regulatory compliance for...

  • Senior Assurance Credit Data Analyst

    6 days ago

    Sandton, Gauteng, South Africa ABSA BANK LIMITED Full time R1 200 000 - R2 500 000 per year

    Empowering Africa's tomorrow, together…one story at a time.With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.Job SummaryTo...

  • Senior Business Analyst

    1 week ago

    Sandton, Gauteng, South Africa Supportwave Full time R1 200 000 - R2 400 000 per year

    Senior Business Analyst - Hybrid, Full-Time Contract, JohannesburgJoin a dynamic media organisation modernising core systems to boost agility and market edge. As a Senior Business Analyst, you'll bridge business needs with technical delivery, mapping processes, gathering requirements, conducting gap analysis, supporting development teams, and overseeing...

  • Credit Analyst Wealth Credit Origination

    4 days ago

    Sandton, Gauteng, South Africa ABSA BANK LIMITED Full time R500 000 - R1 200 000 per year

    Empowering Africa's tomorrow, together…one story at a time.With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.Job SummaryDrive...

  • Junior Credit Analyst

    3 days ago

    Sandton, Gauteng, South Africa Core Group Full time R80 000 - R120 000 per year

    Location: HybridHours: RetailAbout iStoreiStore is the home of everything Apple, and Africa's largest Apple Premium Reseller. With a retail footprint of more than 41 physical and online stores across Africa, we provide expert advice, Apple Authorized Repairs, Business and Education solutions, training, and technical support for anything and everything...

  • Senior Technical Business Analyst

    3 days ago

    Sandton, Gauteng, South Africa iqbusiness South Africa Full time R1 200 000 - R2 400 000 per year

    iqx the Technology Division of iqbusiness seeking a highly skilled Senior Technical Business Analyst (BA) to join our team and act as a critical link between business stakeholders and technical teams. You will be responsible for eliciting requirements, analyzing business processes, identifying technology solutions, and ensuring seamless communication between...

  • Senior Business Analyst

    2 weeks ago

    Sandton, Gauteng, South Africa Exaze Full time R100 000 - R120 000 per year

    A Senior Business Analyst plays a crucial role in bridging the gap between business objectives and IT solutions, ensuring that business needs are accurately translated into effective system requirements and functional specifications. This role often requires leadership in driving project success, managing stakeholders, and analyzing business operations to...