Credit: Credit Risk Manager â Origination and Structuring
4 weeks ago
- Structure and negotiate terms of debt, quasi-equity, and equity development investments to align with the businesses mandate, risk
- tolerance and strategic direction.
- Evaluate potential developmental finance opportunities by performing detailed credit and risk assessments, financial analysis, and market research.
- Review legal documentation of credit and investment proposals and ensure adherence to policies and risk appetite.
- Designing and oversee application processes, including validation of client data accuracy and integrity.
- Maintenance of Policy Frameworks and processes.
- Develop and maintain risk assessment models and tools for efficient and effective decision-making.
- Oversee financial closure of transactions approved by sanctioning Committees.
- Collaborate and manage internal stakeholders including turnaround times and quality assurance.
- Contribute to credit periodic reporting processes and other special use reports.
- People Management..
- Minimum Requirement: CA (SA)/ Masters in finance/Development Finance or equivalent.
- 5 years experience in structured Credit and Investment environment.
- Knowledge of IFRS reporting standards, understanding of the South African Companies Act
- Corporate Governance, NCR and NCA and related legislation
- Ability to assess credit, quasi-equity and equity risk and prepare necessary submissions to the various Committees for new clients and those being appraised for restructure etc.
- Ability to monitor and validate the adequacy of loan security provided Understanding of Credit, Equity and Quasi equity lending and investment structures
- Strong financial modelling, deal structuring, corporate finance, private equity, project finance, due diligence, analytics, and valuations.
-
Sandton, Johannesburg Ward , Sandton, City of Johannesburg Metropolitan Municipality, Gauteng, , South Africa H&S Labour Brokers cc Full timeThe Credit Risk Manager - Origination and Structuring The Credit Risk Manager in charge of origination and structuring will support the Credit Risk Executive in creating and executing appropriate processes for assessing credit and investment risks. You will lead a team of credit analysts to ensure that all projects requiring development finance undergo...
-
Johannesburg, Gauteng, South Africa H&S Labour Brokers Full timeBASIC JOB DESCRIPTIONStructure and negotiate terms of debt, quasi-equity, and equity development investments to align with the businesses mandate, risktolerance and strategic direction.Evaluate potential developmental finance opportunities by performing detailed credit and risk assessments, financial analysis, and market research.Review legal documentation...
-
Credit Risk analyst
2 weeks ago
Johannesburg, Gauteng, South Africa Credit Link Placements Full timeThe overall purpose of the job is to assess and mitigate risk by carrying out a comprehensive and quality credit risk function by analyzing the client's business, financial statements, and management accounts in order to provide a recommendation on new accounts and existing accounts annually. · Record new account information in the new accounts register...
-
Credit Risk analyst
4 weeks ago
Johannesburg, South Africa Credit Link Placements Full timeThe overall purpose of the job is to assess and mitigate risk by carrying out a comprehensive and quality credit risk function by analyzing the client’s business, financial statements, and management accounts in order to provide a recommendation on new accounts and existing accounts annually. · Record new account information in the new accounts register...
-
Johannesburg, South Africa H&S Labour Brokers Full timeBASIC JOB DESCRIPTION Structure and negotiate terms of debt, quasi-equity, and equity development investments to align with the businesses mandate, risk tolerance and strategic direction. Evaluate potential developmental finance opportunities by performing detailed credit and risk assessments, financial analysis, and market research. Review legal...
-
Johannesburg, South Africa Adzuna ZA B C2 Full timeBASIC JOB DESCRIPTIONStructure and negotiate terms of debt, quasi-equity, and equity development investments to align with the businesses mandate, risktolerance and strategic direction.Evaluate potential developmental finance opportunities by performing detailed credit and risk assessments, financial analysis, and market research.Review legal documentation...
-
Africa Credit Origination Head
2 weeks ago
Johannesburg, South Africa FirstRand Full timeJob Description To lead and direct a credit portfolio to ensure that functional credit strategies align to Bank risk management frameworks to contribute to Bank growth, sustainability and compliance - Credit Origination - Ensure that quality credit proposals are submitted in timely manner to the relevant approval body as dictated by stipulated mandates -...
-
Africa Credit Origination Head
2 weeks ago
Johannesburg, Gauteng, South Africa FirstRand Full timeJob DescriptionTo lead and direct a credit portfolio to ensure that functional credit strategies align to Bank risk management frameworks to contribute to Bank growth, sustainability and compliance Credit Origination Ensure that quality credit proposals are submitted in timely manner to the relevant approval body as dictated by stipulated mandates Attend...
-
Manager: Credit Risk
3 months ago
Johannesburg, South Africa Telebest Full timeOur client has an opportunity available for a Manager in the Credit Risk department based in Sandton.Requirements:CA or BCom postgraduate qualification.MBA would be advantageous.10 to 15 years Credit Risk experience in a financial institution.3+ years managing teams directly or indirectly.Experience in risk mitigation standards and processes.Proven track...
-
Manager: Credit Risk
2 weeks ago
Johannesburg, Gauteng, South Africa Telebest Full timeOur client has an opportunity available for a Manager in the Credit Risk department based in Sandton.Requirements:CA or BCom postgraduate qualification.MBA would be advantageous.10 to 15 years Credit Risk experience in a financial institution.3+ years managing teams directly or indirectly.Experience in risk mitigation standards and processes.Proven track...
-
Manager: Credit Risk
4 weeks ago
Johannesburg, South Africa Telebest Full timeOur client has an opportunity available for a Manager in the Credit Risk department based in Sandton.Requirements:CA or BCom postgraduate qualification.MBA would be advantageous.10 to 15 years Credit Risk experience in a financial institution.3+ years managing teams directly or indirectly.Experience in risk mitigation standards and processes.Proven track...
-
Credit Origination Analyst
2 weeks ago
Johannesburg, Gauteng, South Africa FirstRand Full timeAbout us, purpose, experience and qualificationsabout us:purpose: The purpose of the Credit Originator Analyst role in Broader Africa is to enable, guide and support in the corporate credit origination value chain with a focus (but not exclusively) on transactions for Debt and Trade Solutions (DTS) and related/required transactions. The purpose of the Credit...
-
Africa Credit Origination Head
2 weeks ago
Johannesburg, Gauteng, South Africa FirstRand Bank Limited Full timeDescription To lead and direct a credit portfolio to ensure that functional credit strategies align to Bank risk management frameworks to contribute to Bank growth, sustainability and compliance Credit Origination Ensure that quality credit proposals are submitted in timely manner to the relevant approval body as dictated by stipulated mandates Ensure...
-
Credit Analyst
3 weeks ago
Johannesburg, South Africa CA Global Headhunters International Full timeReference No. MTBSCA **Job Description: **Responsibilities: Credit Analysis: - Critically analyse a client’s business upfront and on an ongoing basis ensuring the Credit Risk is understood, monitored and managed. - Rate clients through rating model and analyse & comment on financial statements. - Analyse, interpret & interrogate financial models and...
-
Credit Risk Manager
1 week ago
Johannesburg, South Africa Network Recruitment Full timeJob Description: As a Credit Risk Manager, you will play a critical role in their team, responsible for overseeing and managing credit risk activities. Your primary focus will be on Impairment model development (PD, LGD, EAD, and ECL), and you will also have the opportunity to contribute your skills in model validation and audit processes. You will lead and...
-
Credit Risk Manager
7 days ago
Johannesburg, South Africa Network Recruitment Full timeJob Description:As a Credit Risk Manager, you will play a critical role in their team, responsible for overseeing and managing credit risk activities. Your primary focus will be on Impairment model development (PD, LGD, EAD, and ECL), and you will also have the opportunity to contribute your skills in model validation and audit processes. You will lead and...
-
Credit Risk Manager
1 week ago
Johannesburg, South Africa Adzuna ZA B C2 Full timeJob Description:As a Credit Risk Manager, you will play a critical role in their team, responsible for overseeing and managing credit risk activities. Your primary focus will be on Impairment model development (PD, LGD, EAD, and ECL), and you will also have the opportunity to contribute your skills in model validation and audit processes. You will lead and...
-
Credit Risk Manager
3 weeks ago
Johannesburg, South Africa FirstRand Full timeJob Description To maximise the banks Risk-Adjusted Rate of Return by managing credit risk in the entire portfolio and individual transactions as well as managing Credit Analysts - Achieve year on year TotalRevenue Growth for the Business - Reduce Bad debts as a percentage of performing loans utilisation based on effective lending principals applied during...
-
Credit Risk Manager
2 weeks ago
Johannesburg, Gauteng, South Africa FirstRand Full timeJob DescriptionTo maximise the banks Risk-Adjusted Rate of Return by managing credit risk in the entire portfolio and individual transactions as well as managing Credit Analysts Achieve year on year TotalRevenue Growth for the Business Reduce Bad debts as a percentage of performing loans utilisation based on effective lending principals applied during...
-
Senior Credit Manager
2 weeks ago
Johannesburg, Gauteng, South Africa Affirmative Portfolios Full timeFinanceJHB North***: SENIOR CREDIT MANAGER - ORIGINATIONJOHANNESBURG NORTHDepartment - Group Risk Management Division (GRMD)Reports to - Manager: Credit Risk OriginationOverview:Partner with the Business Unit/s and become part of the core client assessment team with an aim to bring diversity of skills, disciplines and experiences in the onboarding and early...
