Credit Business Analyst
6 months ago
Key Responsibilities:
Credit Due Diligence
- Ensure customer due diligence is carried out prior to onboarding a new credit customer and on a regular basis thereafter.
- Monitor the customers' performance from a customer performance and credit perspective.
Credit Applications and Reports
- Perform comprehensive, effective, accurate and high-quality financial and risk analysis as part of originating credit applications timeously and make appropriate risk-based recommendations.
- Ensure credit applications are complete, logical and adhere to policy requirements.
Credit Rating
- Complete timely credit ratings and identify appropriate models.
- Capture and analyse financial information accurately.
Credit Planning
- Plan and meet deadlines for credit reports and documentary processes.
- Manage internal and external stakeholder processes.
Credit Filing
- Ensure all credit documentation is filed and stored according to policies.
Post-loan Management
- Manage and monitor approval conditions and post-loan management reports.
- Assist in monitoring customers for early warning signals and major risk events.
Monitoring security
- Maintain collateral and security status.
- Report any changes that may weaken security or collateral.
Compliance and administration
- Adhere to all regulatory requirements and company policies.
Strategic initiatives
- Support in researching and executing strategic initiatives.
- Provide recommendations and guidance on strategic projects.
Education
Business-related degree (essential)
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