Credit Analyst: Financial Institutions

2 weeks ago


Johannesburg, Gauteng, South Africa FirstRand Full time
Job Description

To provide quantitative and qualitative assessments of the current and forecast financial strength of a portfolio of corporate clients with the aim to identify portfolio related credit risks

  • Manage lending limits
  • Manage database and provide input regarding limits, ratings, Loss Given Default (LGD) and governance monitoring
  • Suggest risk mitigating measures as input to structure transactions in line with the risk philosophy of the Bank
  • Manage credit risk appetite (limits) by scrutinizing current portfolio exposures
  • Keep portfolio current by reviewing at least once in a 12month period Identify transaction specific risks including credit, taxation, accounting and legal
  • Document findings for approval committee
  • Act as a bridge between risk and business on contentious issues
  • Remain objective and present both arguments and pros and cons Forecast, analyse financials and collate data
  • Participate in meetings with senior stakeholders

Qualifications & Experience:

  • Ideally CA (SA) or CFA or Finance Honours with relevant credit analyst experience within Investment Banking, although a newly qualified CA (SA) or a graduate whose degree has a strong quantitative focus will be considered, provided that the graduate has had exposure to finance and/or accounting.
Post

RMB
LI-JB5

Job Details

Application Closing Date

06/06/24

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