Credit Analyst

1 week ago


Johannesburg, Gauteng, South Africa Nedbank Full time

Requisition & Talent Acquisition Consultant Details

  • REQ Twanette Coetser
  • Closing Date 18 April 2024
    Cluster & Location
  • Total Business Banking and Retail
  • Credit Value Management
  • KZN & EC
  • Durban, KwaZulu Natal
  • Career Stream
  • Credit Management


Leadership Pipeline
  • Manage Self: Professional

Credit Analyst

Job Purpose

  • We are looking for an experience Credit Analyst to join our team. In this role you will be required to assess credit risk of existing portfolio so that risk is managed and mitigated in line with the banks credit policy.
    Responsibilities:
  • Assess the credit risk of customers by examining their savings information, debt repayment history, earnings from business or employment, and purchase activities.
  • Review the financial status of new and existing customers to determine their level of risk.
  • Use financial ratios and industry benchmarks to evaluate a borrower's cash flow and ability to repay loans.
  • Recommend credit limits for new customers based on the company's lending policies.
  • Achieving Targets and Service Level Agreements:
  • Utilize management information systems to measure performance and achieve targets.
  • Understand client needs and provide timely guidance and recommendations to support service level agreement standards.
  • Share knowledge with client service team members and other stakeholders.
  • Develop skills within the team to improve external client satisfaction.
  • Building Internal Relationships:
  • Attend meetings and collaborate with internal stakeholders to support their strategies.
  • Monitor reports, including excess reports, within expected timeframes.
  • Identify potential risks and take corrective action to ensure risk compliance.
  • Measure compliance and identify risks.
  • Make recommendations for achieving compliance using current information and available resources.
  • Monitor covenants by obtaining the latest financial information and reporting any breaches.
  • Sign off on conditions of approval within required timeframes by verifying the necessary information.
  • Gather all required information to verify that security measures are in place.
  • Keep abreast of legislation and industry changes that impact your role by reading relevant newsletters, websites, and attending sessions.
  • Embracing Company Vision and Values:
  • Understand and embrace the Nedbank vision.
  • Demonstrate the company's values through interactions with your team and stakeholders.
  • Personal Development:
  • Continuously improve your expertise by identifying relevant training courses and career progression opportunities based on feedback from managers.


Minimum Experience Level
  • Min 3 Years' Credit Analysis experience in assessing creditworthiness of current and prospective clients.
  • Min 3 Years' Business Banking experience in evaluating current and prospective clients financial Statements and credit reports to determine their ability to honor debt obligations.


Preferred Qualification
  • NQF Level 6 or Higher in a Financial Management, Accounting or Analysisrelated field

Technical / Professional Knowledge

  • Administrative procedures and systems
  • Banking procedures
  • Data analysis
  • Governance, Risk and Controls
  • Relevant regulatory knowledge
  • Business writing skills
  • Industry specific knowledge
  • Knowledge of financial markets
  • Nedbank vision and strategy
  • Relevant Nedbank Human Resources policies and practices
- **_Please contact the Nedbank Recruiting Team at _
  • Credit Analyst

    1 week ago


    Johannesburg, Gauteng, South Africa Standard Bank Of South Africa Limited Full time

    Business Segment: Personal & Private Banking Location: ZA, GP, Johannesburg, Baker Street 30 The credit analyst is responsible for the development, analysis and monitoring of strategies across the credit lifecycle, with the objective of improving existing portfolio performance and increasing profitability.The analyst will be required to assist with the...

  • Credit Risk analyst

    1 week ago


    Johannesburg, Gauteng, South Africa Credit Link Placements Full time

    The overall purpose of the job is to assess and mitigate risk by carrying out a comprehensive and quality credit risk function by analyzing the client's business, financial statements, and management accounts in order to provide a recommendation on new accounts and existing accounts annually. · Record new account information in the new accounts register...

  • Credit Analyst

    1 week ago


    Johannesburg, Gauteng, South Africa SET Recruitment Consultants Full time

    Credit Analyst - Asset Finance***Main Responsibilities Key role to assess Credit Applications for Asset Finance specialising in Capital Equipment. Assess deals for yellow metals, mining, construction, solar etc. Interpret relevant information and analyse financial statements. Prepare reports, make recommendations and present deals in Credit Meetings. Review,...

  • Credit Analyst

    1 week ago


    Johannesburg, Gauteng, South Africa RPO Recruitment Full time

    RPO's client in the financial services industry is currently seeking a Credit Analyst to join their team of professionals in Johannesburg. As a Credit Analyst, you will be responsible for determining our customers' creditworthiness by analyzing financial data and assessing the likelihood of a borrower honouring their financial...

  • Credit Analyst

    1 week ago


    Johannesburg, Gauteng, South Africa RPO Recruitment Full time

    We are looking for a professional Credit Analyst to determine our customers' creditworthiness. You will analyze financial data to assess the likelihood of a borrower honouring their financial obligations.Responsibilities: Assess creditworthiness of existing or prospective clients Deliver a multidimensional perspective on the investment outlook in an...

  • Credit Analyst

    1 week ago


    Johannesburg, Gauteng, South Africa Snatch Full time

    We're seeking young Credit Analyst interested in working for a fast growing provider of short - term credit based in Melrose Arch, Johannesburg. This company leverages strong technology to assess a potential client's ability to finance a short - term loan. The company differentiates itself by it's speed of response to the credit request.Roles &...


  • Johannesburg, Gauteng, South Africa FirstRand Full time

    About us, purpose, experience and qualificationsabout us:purpose: The purpose of the Credit Originator Analyst role in Broader Africa is to enable, guide and support in the corporate credit origination value chain with a focus (but not exclusively) on transactions for Debt and Trade Solutions (DTS) and related/required transactions. The purpose of the Credit...

  • Credit Analyst

    1 week ago


    Johannesburg, Gauteng, South Africa Nedbank Full time

    Requisition & Talent Acquisition Consultant DetailsREQ Twanette CoetserClosing Date - 07 June 2024Cluster & LocationTotal Business Banking and Retail - Credit Value Management Johannesburg, Gauteng Career StreamCredit ManagementLeadership PipelineManage Self: ProfessionalCredit AnalystJob PurposeWe are looking for an experienced Credit Analyst to join our...

  • Credit Analyst

    1 week ago


    Johannesburg, Gauteng, South Africa Accounting & Financial Advisory Full time

    MAIN PURPOSE OF THE JOBThe Credit Analyst is mainly responsible for reviewing the Financial Analysis 'FINAN' for completeness and correctness, in line with the financial statements presented by the front-line sales teams. The FINAN is a financial statement spreading tool. This may include simple client structures to complex group or consolidated financial...


  • Johannesburg, Gauteng, South Africa FROGG Recruitment Full time

    Junior Credit Risk Analyst Sandton JohannesburgOur Client a well-established fintech/technology company in Sandton Johannesburg is looking for a Junior Credit Risk Analyst with 3-5 years of experience in a Credit Analyst or Data Analyst role. You will be involved in aspects of the business creating campaign files, optimizing and automating processes,...

  • Credit Analyst

    1 week ago


    Johannesburg, Gauteng, South Africa FirstRand Full time

    Job DescriptionHello future Credit AnalystAshburton Investments is a new generation investment manager that offers investors access to more sources of return and more ways to manage risk. In the institutional space in South Africa as well as our Global business, we pride ourselves on offering solutions to address clients' holistic balance sheet needs, and to...

  • Credit Risk Analyst

    1 week ago


    Johannesburg, Gauteng, South Africa The Corporate Circle Full time

    We are looking for a Credit Risk Analyst! About the Company: Join our team at our Sandton office and be part of a dynamic financial services organization. Relevant business degree 3-5 years experience in Credit or Data Analyst role Strong SAS and advanced Excel skills are essential Team player with strong problem-solving skills Capable of working...

  • Credit Data Analyst

    1 week ago


    Johannesburg, Gauteng, South Africa FROGG Recruitment Full time

    Credit Data Analyst Sandton GautengOur Client is looking for an experienced Credit Data Analyst with 5 years plus solid experience in data analytics, who delivers work of high quality, manipulates, and transforms large volumes of data. You will need to perform extensive analysis of data and produce summary results in a visual format.Salary Up to R 1.5m per...


  • Johannesburg, Gauteng, South Africa Isilumko Staffing (Jhb) Full time

    A well known banking client of ours are looking for an experienced Credit Business Analyst to join their team on a full-time basis, this is an office based role in Sandton.Responsibilities: Conduct financial and risk analysis Credit due diligence Prepare credit applications Responsible for credit ratings, capture information on credit rating model Credit...


  • Johannesburg, Gauteng, South Africa FirstRand Full time

    Job DescriptionThe PositionAshburton Investments is a new generation investment manager that offers investors access to more sources of return and more ways to manage risk. In the institutional space in South Africa as well as our Global business, we pride ourselves on offering solutions to address clients' holistic balance sheet needs, and to support...


  • Johannesburg, Gauteng, South Africa RPO Recruitment Full time

    Our client, an established Investment Manager, is currently seeking a Senior Credit Analyst with Asset Management experience to join their team of professionals in Johannesburg. Responsibilities:Analyze financial data and credit history to determine the likelihood of a borrower honoring their financial obligations Evaluate the overall creditworthiness of...


  • Johannesburg, Gauteng, South Africa RPO Recruitment Full time

    Our client, an established Investment Manager, is currently seeking a Senior Credit Analyst with Asset Management experience to join their team of professionals in Johannesburg.Responsibilities: Analyze financial data and credit history to determine the likelihood of a borrower honoring their financial obligations Evaluate the overall creditworthiness of...

  • Credit Analyst

    1 week ago


    Johannesburg, Gauteng, South Africa FirstRand Full time

    About us, purpose, experience and qualificationsabout us:purpose: To assess, review, approve and monitor counterparty credit risk in alignment with the relevant Credit risk management frameworks to enable risk mitigationexperience and qualifications:Honours degree (Accounts III) Preferred qualification: Accounting principles/financial statements Quantitative...


  • Johannesburg, Gauteng, South Africa Isilumko Staffing Full time

    A well known banking client of ours are looking for an experienced Credit Business Analyst to join their team on a full-time basis, this is an office based role in Sandton. Responsibilities: Conduct financial and risk analysis Credit due diligence Prepare credit applications Responsible for credit ratings, capture information on credit rating model Credit...

  • Credit Risk Analyst

    1 week ago


    Johannesburg, Gauteng, South Africa TotalEnergies Full time

    PaysAfrique du SudLieuSouth AfricaLieu de travailJOHANNESBURG-BIERMANN AV(ZAF)Société employeurTotalEnergies Marketing South Africa (Pty) LtdDomaineFinanceType de contratCDIExpérienceMinimum 3 ansAs a Credit Risk Analyst, Ideally you will possess the following:B Comm degree is a requirement Understanding of Commercial Law Ability to analyse financial...