Manager, Credit Evaluation
4 weeks ago
Job title : Manager, Credit Evaluation – Enterprise jobs in Western Cape
Job Location : Western Cape, Cape Town
Deadline : April 05, 2024
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Job Description
Assessment and evaluation of lending applications for enterprise clients based on sound credit risk and affordability assessments, financial principles and credit policies which will support growth of the asset book of the bank and manage credit losses by ensuring sound lending credit principles are always applied and lending is within the Bank’s risk appetite parameters. This will include the spectrum of lending products available to the Enterprise clients. Support business partners in understanding and meeting client lending needs.
The job holder may operate in one or more of the enterprise segments as required by business needs.
Qualifications
Minimum Qualification
Degree Finance and Accounting National Certificate Finance and Accounting B/Comm Accounting or Financial Management Degree or Credit Diploma or other relevant credit trainingExperience Required
3 -4 Years Experience in intuitive credit assessment and decisioning in relevant segment and products (i.e., across personal, lifestyle & entrepreneur). Good knowledge and understanding of financial statements. Knowledge and understanding of repayment structures, collateral, and collection processes within the banking environment. Understanding of legalities associated with lending and collateral.Additional Information
Behavioural Competencies
Making Decisions Analysing Solutions Coping with Pressure Acting Developing Relationships Team WorkingTechnical Competencies
Computer Literacy Risk Principles Legal Principles – Collateral Credit Granting Credit Process*Accounting / Financial Services jobs in south africa
*Manager, Credit Evaluation – Enterprise in Cape Town
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