Credit Analyst

2 weeks ago


Cape Town, South Africa Tracking Talent: a WilsonHCG Company Full time

One of SA’s Largest Investment companies is looking for an Investment Analyst to join their Diversified Credit team. This role is responsible for all aspects of credit risk management for a diversified portfolio of credit investments comprising, inter alia, Property/REITS, Corporates, State Owned Entities, Securitizations, Municipalities and Leverage Buy-Outs.

Responsibilities of the role would mainly be focused on credit analysis, modelling, review of legal documentation, and ongoing monitoring across both unlisted and listed credit investments however would also be required to support the Credit Manager and Head of Credit.

**Qualifications& Experience**:

- CA(SA), CFA or equivalent professional qualifications.
- Minimum 5 years post articles relevant experience in Credit Risk.
- Prior corporate or structured credit transaction experience at an SA bank or asset manager.
- Property (REIT) experience highly advantageous.
- Previous supervisory/managerial experience advantageous.
- Strong understanding of structured credit investment and legal agreements.
- Strong knowledge of credit and fixed income markets.
- **Position is based in Cape Town**:

- Good excel skills (including modelling skills).

**Duties & Responsibilities**:

- Counterparty and sector evaluation, legal analysis and instrument structuring and pricing.
- Preparation and presentation of credit/investment proposals to the relevant Credit/ Investment Committee(s).
- Ongoing and proactive monitoring of sector and counterparty developments and verbal and written communication of views and recommendations to key stakeholders to facilitate appropriate action.
- Review and negotiation of legal documents for approved investments for both unlisted and listed transactions.
- Maintain internal relationships with portfolio managers, debt originators, legal advisors and credit or investment committee members.
- Stakeholder interaction and relationship building, including interaction with external credit market participants, engaging with counterparties and clients.
- Develop an understanding of the credit market and potential investment opportunities and communication of views to key stakeholders.
- Proactively monitor a portfolio of debt investments for the business and their clients to which a credit research service is provided.
- Credit Risk Management Framework: provide input aimed at enhancing existing processes and capabilities


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