Credit Analyst

2 weeks ago

Sandton, South Africa ProfitShare Partners Full time

'What We Do'

The Company is growing fast. Our team is constantly developing new features and services that are centred around benefitting our clients and contributing towards helping more South African SMEs grow.

What we've created is not just a platform. We've managed to build a community of like-minded people, a place where people help each other grow, and where what we do contributes positively towards the growth and success of our country.

Be part of something impactful.

This is an excellent chance for a professional who wants to work in a rapidly rising fintech company. The Credit Analyst oversees our credit-granting process and requires a combination of analytical and numerical skills, as well as the ability to routinely communicate with and interact with clients.

Tasks

Duties And Responsibilities – “Your Role”

  • Validate client and supporting information by assessing the contents of the documents.
  • Analyse credit applications by assessing the serviceability of the funding applied for.
  • Build and maintain effective working relationships with customers and stakeholders.
  • Manage client expectations by operating within the specified parameters and Service Level Agreements (SLA).
  • Enhance processes, policies and procedures by recommending and making submissions to the relevant parties.
  • Support the achievement of the business strategy, objectives and values.
  • Conduct Credit Risk Assessment
  • Analyse Financial Data
  • Statutory, regulatory and legislative requirements.
  • Industry, credit assessment & market knowledge for SMMEs.
  • Analysing situations or data that requires an in-depth evaluation of multiple factors
  • Interacting with various levels of management
Requirements

Job Requirements – “About You”

  • Strong analytical skills and self-motivated driver of performance.
  • Team player
  • Performance-driven and results-orientated with a relentless drive to succeed.
  • Good interpersonal communication (verbal & written) abilities.
  • The ability to prioritize and multi-task, within a fast-paced and pressurized environment.
  • Exceptional attention to detail with a thorough approach to work.
  • Strong planning, organizing and coordinating skills.
  • An energetic positive approach to problem-solving.
  • Positive assertiveness.
  • A Commerce or Legal Degree is essential
  • Must have worked in a credit department of a bank or financial services company assessing credit risk for at least 2 years
  • Must be highly analytical and tech-savvy

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