Credit Analyst

2 weeks ago


Sandton, South Africa RPO Recruitment Full time
We are looking for a professional Credit Analyst to determine our customers' creditworthiness. You will analyze financial data to assess the likelihood of a borrower honouring their financial obligations.

Responsibilities:

  • Conducts analysis and research in areas of specialisation/expertise, leveraging a variety of applicable information's sources
  • Analyses information, generates and publishes written reports summarizing findings and prepares recommendations within area of expertise
  • Quality assures analysis and recommendations
  • Establish relationships with key internal and external stakeholders to source information and make recommendations to
  • Assess creditworthiness of existing or prospective clients
  • Complete ratio, trend and cash flows analyses and create projections
  • Deliver a multidimensional perspective on the investment outlook in an accessible and informative manner
  • Determine in depth the degree of risk involved
  • Carefully analyse data and produce clear and objective reports
  • Routinely monitor loans for compliance
  • Adhere to credit policy and guidelines
  • Monitor corporate portfolio asset quality on an ongoing basis
  • Draft models of credit information that predict trends and patterns

Requirements:

  • Proven working experience as a credit analyst
  • Proficiency in statistical packages and financial software
  • Up to date with legal, compliance and market risk related issues
  • Ability to analyze cash flows, leverage, collateral and customer strength
  • Strong communication and presentation skills
  • Sound judgement
  • Bachelor's Degrees and

Advanced Diplomas:
Business, Commerce and Management Studies (required)

Benefits:

We focus on helping you reach your personal and professional goals by connecting you to your perfect career path.
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