Credit Manager: Commercial Banking and Transformation

12 hours ago

Polokwane, Limpopo, South Africa Landbank . S.A. Full time R2 000 000 - R6 000 000 per year

(Land Bank) is South Africa's only specialist agricultural bank established in 1912, the bank's sole objective is to serve South African commercial and emerging farmers and bring specially designed financial services within their reach. These services enable farmers to finance land, equipment, improve assets and obtain production credit. The Land Bank provides financial services that have moved with the times and continues to provide services to agri-business and constantly reviews its offerings to ensure that they match the needs of an industry. As change has swept across the sector in South Africa the socio-economic makeup of agriculture has altered, bringing new entrants from historically disadvantaged backgrounds on to the land, these new farmers, facing the challenges of establishing sustainable agri-businesses across the agricultural value chain, Land Bank has been a commercial lifeline offering appropriately designed financial products that facilitate personal and commercial viability in a sector that is vital to the sustainability of South Africa and its people.

MAIN PURPOSE
OF THE JOB

  • The Credit Manager is responsible for the overall applications Commercial Banking and Transformation (CBT) assigned to their defined region as it relates to credit assessment function and credit risk management of new business, existing business and restructured accounts.
  • Manage the end to end credit process of Commerical Banking and Transformation (CBT) Banking clients in order to enable Land Bank to provide sustainable financing to farmers.
  • Collectively approve loans and credit limits under delegated authority within the Regional Credit Committee (RCC), and review transactions for recommendation within delegated authority mandate.
  • Review and present proposal to Credit Investment Committee (CIC) and full board.
  • Find innovative credit solutions for Commerical Banking and Transformation (CBT) clients in order to ensure that credit risks in this target market are adequately assessed, mitigated and controlled.
  • Co-ordinate Regional Credit Committee (RCC), Provincial Credit Committee (PCC) and Pricing Committee meetings;
  • Manage committee processes and adherence to set policies, and act as an information and reference point for the Chairman and other committee members.
  • Manage, control and authorise tasks performed by the Credit Analysts and Credit Administrators.
  • Effectively liaise and communicate with the relevant stakeholders within the Land Bank to action performance gaps and variances in the credit proposals.
  • Actively provide input in the review and or improvement of the Credit Policy and Procedures in order to enhance and ensure that the legal and business requirements are met.

  • Credit Manager: Commercial Banking and Transformation

    2 days ago

    Polokwane, Limpopo, South Africa Land Bank Careers Full time R400 000 - R800 000 per year

    Job Advert Summary(Land Bank) is South Africa's only specialist agricultural bank established in 1912, the bank's sole objective is to serve South African commercial and emerging farmers and bring specially designed financial services within their reach. These services enable farmers to finance land, equipment, improve assets and obtain production credit....

  • Account Executive

    2 weeks ago

    Polokwane, Limpopo, South Africa FNB South Africa Full time R1 200 000 - R3 600 000 per year

    Job DescriptionTo strategically and operationally manage and grow a portfolio of high revenue generating clients (150 million plus) by growing the portfolio through the acquisition of new clients and the retention thereof and responsible for portfolio management in the segmentHello FutureAccount ExecutiveWelcome to FNB, the home of the #changeables. We...

  • Business Relationship Manager

    12 hours ago

    Polokwane, Limpopo, South Africa FirstRand Full time R90 000 - R120 000 per year

    Job DescriptionTo strategically and operationally manage and grow a portfolio of high revenue generating clients. These responsibilities include the key relationship management of these key clients, seeking, identifying and exploiting business opportunities for the bank and growing the portfolio through the acquisition of new clients. Success will be...

  • Business development manager

    12 hours ago

    Polokwane, Limpopo, South Africa Edge Executive Search Group Full time R150 000 - R200 000 per year

    Business Development Manager and Licence Representative – Mining Guarantees | Johannesburg, Gauteng | PermanentStep into a specialist role at the intersection of mining, credit risk, and strategic growth. This is a high-exposure, front-office opportunity for a commercially sharp professional who can build relationships, structure deals, and drive a mining...

  • FSCA Registered Compliance Officer

    12 hours ago

    Polokwane, Limpopo, South Africa Tirelo Capital Full time R400 000 - R800 000 per year

    Company DescriptionTirelo Capital is dedicated to providing exceptional financial services tailored to the unique needs of each client, living up to its name, which means "service" in Setswana. As a trusted financial partner, Tirelo Capital supports clients in navigating complex commercial landscapes to transform challenges into opportunities. With a focus...

  • Relationship Executive

    12 hours ago

    Polokwane, Limpopo, South Africa Absa Group Full time R600 000 - R1 200 000 per year

    Empowering Africa's tomorrow, together…one story at a time. With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.Job...

  • Branch Adminstrator

    2 weeks ago

    Polokwane, Limpopo, South Africa Motus Full time R250 000 - R450 000 per year

    Alert Engine Parts is searching for a Branch Administrator to join the team in Polokwane-Magna Via. The purpose of this role is toacquire a good general understanding of all standard accounting and administrative functions performed at the branch also supervising and controlling the branch administrative and accounting team to ensure that all branch assets...

  • Akeso Admin and Finance Manager

    6 days ago

    Polokwane, Limpopo, South Africa Netcare Ltd Full time R250 000 - R500 000 per year

    We provide meaningful careers that connect people with purpose.We are united by a common purpose of providing the best and safest care; and by our shared values of Care, Truth, Participation, Compassion and Dignity. Netcare invites you to be part of our journey.The Admin and Finance Manager will form part of the team that is responsible for the overall...

  • Akeso Admin and Finance Manager

    6 days ago

    Polokwane, Limpopo, South Africa Netcare Full time R400 000 - R700 000 per year

    We provide meaningful careers that connect people with purpose.We are united by a common purpose of providing the best and safest care; and by our shared values of Care, Truth, Participation, Compassion and Dignity. Netcare invites you to be part of our journey. The Admin and Finance Manager will form part of the team that is responsible for the overall...

  • MFC Sales Manager

    2 days ago

    Polokwane, Limpopo, South Africa Old Mutual Full time R600 000 - R1 200 000 per year

    Let's Write Africa's Story TogetherOld Mutual is a firm believer in the African opportunity and our diverse talent reflects this. Job DescriptionGrade 12 (Matric)FSCA Approved QualificationFAIS CompliantProduct category experience (Long term Insurance subcategory B1, Long term Insurance subcategory B2 and Retail pension benefit)CPD – Continuous...