Sapphire-Underwriter

19 hours ago

Johannesburg, Gauteng, South Africa Bryte Insurance Full time R500 000 - R1 200 000 per year

The Underwriter's role is to manage, develop and grow the business for Sapphire Risk Transfer, to retain existing business and generate new business opportunities and achieve the desired sales volumes, achieve Gross Written Premium and Loss Ratio Targets.

Key Tasks & Accountabilities

  • Produce a Business Plan that reflects market opportunities for area of responsibility
  • Produce a Sales plan that demonstrates how to identify, develop and manage prospects
  • Underwrite and accept risks within delegated authority to achieve effective implementation of business
  • Grow and retain Sapphire's Sales target to ensure the GWP and profitability targets are met
  • Track Productivity levels
  • Deliver and enhance the highest level of customer satisfaction by mapping and determining their business needs and delivering superior customer service
  • Strategically analyse the business plan and develop future business opportunities
  • Develop the new business pipeline whereby the Business Development Growth targets are achieved through influence and persuasion
  • Ensure that technical and operational underwriting standards, procedures, and controls are complied with
  • Implement agreed underwriting measures to attain targeted loss ratios and rates
  • Ensure adherence to the Sales plan

Stakeholder Management

Stakeholders include

  • Sapphire Risk Transfer Chief Executive Officer
  • Portfolio Executives
  • Customers and / or Brokers
  • Appropriate networks within the industry

Qualifications & Experience

  • B Comm Degree with a minimum of 5 years Short Term Insurance industry experience
  • 5 years Sales and Underwriting experience with a wide network in the industry
  • RE5 and FAIS Compliant

Knowledge

  • Sound understanding and knowledge of the South African Insurance market
  • Sound knowledge of statutory and legislative requirements
  • Maintain up to date knowledge of local markets and industry sectors
  • Sound knowledge of Sapphire Risk Transfer, as well as the Bryte Group, and its business strategy and objectives

Capabilities

  • Negotiating
  • Problem Solving
  • Customer Orientation
  • Analytical skills
  • Attention to detail
  • Commitment to excellence
  • Excellent verbal and written communication
  • Planning and organising
  • Teamwork
  • Ability to work under pressure
  • Positive attitude and strong work ethic

Closing date: 11 December 2025

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