Junior Credit Manager

Introduction to the VKB Group

The VKB Group is an agricultural company, providing support to farmers and producing straight-from-the farm-foods for consumers. Apart from the various consumer brands, the VKB Group is also represented by its regional brands: VKB, GWK and NTK. Our roots are firmly planted in agriculture with farming at our core, continuously growing and evolving throughout the years.

Starting with providing everything needed on the farm to produce food, we now also operate in all areas of the food supply chain: processing, logistics, and national and global market channels.

This "house of brands" we've established with the support of our farmer shareholders is the foundation for building the agribusiness of the future.

Who Are We Looking For?

We are seeking a detail-oriented and analytical individual with a passion for financial evaluation and risk assessment. The ideal candidate thrives in a fast-paced environment, enjoys problem-solving, and can confidently interact with clients and stakeholders. You will provide general support to credit manager regarding the management of the assigned debtor's book. If you have a keen eye for financial details and a commitment to delivering accurate credit evaluations, we'd love to hear from you

Requirements

• Appropriate bachelor's degree or equivalent
• Minimum 3 years' experience in credit evaluation / financing administration
• Credit- or financing-related experience in a commercial bank and/or agricultural co-operative
• Willing to periodically travel to customers and agribusiness functions
• Experience in customer interactions and negotiations
• Fluent in Afrikaans and English
• FAIS compliant, RE5 completed or to be completed

Duties and Responsibilities

• Evaluate, prepare, and screen credit applications
• Administer the financing function within the limits specified by company policy
• Assist with the collection of overdue accounts
• Assist with payments of suppliers, member funds as well as shareholder loans by GWK producers
• Assess financial statements, cash flow forecasts, farming budgets, and securities
• Issuing of check requests enquiries, orders, and expense authorizations
• Prepare debtor and ledger journals
• Month-end procedures to prepare monthly closing on Debtors
• Handling of account queries and other enquiries from clients
• Responsible for general office administration
• Liaise and communicate with internal and external clients and stakeholders

Skills Required

• Advanced MS Office proficiency
• Strong administrative ability
• Excellent communication and negotiation skills
• Accuracy and attention to detail
• Conflict management skills
• Ability to work under pressure and meet deadlines
• Team player with a collaborative approach

Why Work for VKB?

At VKB, we believe in empowering our employees through growth opportunities, competitive benefits, and a dynamic work environment. As a leading name in the agricultural sector, we offer:

• A stable and reputable company with a strong industry presence
• Career growth and continuous learning opportunities
• A collaborative and supportive team culture
• Exposure to diverse financial and agribusiness functions

Join us and be part of a team that drives agricultural success

Other Information

• The company can expire jobs at any time at their own discretion.
• VKB Group and/or its subsidiary companies will use any personal data collected through the job opportunities section of this website for recruitment purposes only and, should your application be successful, for purposes connected with your employment.
• VKB Group is an equal opportunity employer. VKB Group's approved Employment Equity Plan and Targets will be considered as part of the recruitment process aligned to VKB Group's Employment Equity & Transformation Strategy. VKB Group actively supports the recruitment of People with Disabilities
• Things to take note of when applying through our Career Portal.
• Use Google Chrome when accessing the portal
• Clear copy of your CV in either PDF or Word
• The CV should not have handwriting on the document
• NB Only Submit your CV on the Upload CV section of the application form and not a PDF that includes other documents such as ID, Driver's License and other documents. The application form will make provision for the candidate to upload supporting documents.
• When uploading profile picture, make sure the minimum size uploaded is 300 x 300px