Senior Full Stack Engineer

5 days ago

Cape Town, Western Cape, South Africa Lumepay Full time R1 000 000 - R2 500 000 per year

About Lumepay

We are a high-growth fintech company building the next generation of
payment infrastructure across Africa.
Our mission is to make money movement
seamless, inclusive, and scalable across borders
. We operate at the intersection of
financial innovation and real-world impact
, empowering businesses and consumers with tools to thrive in a rapidly digitizing economy.

Role Description

We are seeking a 
Senior Full Stack Engineer
who will be reporting directly to the CTO to design, build, and scale the core systems that power our payment and settlement platforms across Africa. You will play a key role in developing secure, high-performance applications and APIs, integrating with financial and blockchain networks, and building a
robust pricing execution engine
to support seamless and efficient transactions.

Key Responsibilities

Product Development & Architecture

  • Design and develop scalable platforms, web applications for payments and settlement.
  • Build and maintain secure, high-performance APIs for payment processing, KYC/AML, and partner integrations.
  • Implement custody solutions and blockchain integrations for stablecoin transfers (e.g., USDC, USDT).

Integrations

  • Integrate with payment gateways, banks, blockchain nodes, liquidity providers, and compliance services (e.g., Sumsub, Chainalysis).
  • Build internal tools for operations, reconciliation, and risk monitoring.

Security & Compliance

  • Implement secure coding practices (OWASP, PCI-DSS where applicable).
  • Support compliance workflows (KYC, AML, transaction monitoring).
  • Experience with SOC2 and/or ISO 27001 audits.

Collaboration & Leadership

  • Work closely with Product, Compliance, and Ops to deliver features that meet business needs.
  • Mentor junior engineers and participate in code reviews.

Skills & Experience

Must-Have

  • Bachelor's Degree in Engineering, Computer Science or a related field.
  • 4–7 years' experience as a Full Stack Engineer (preferably in fintech or payments).
  • Strong backend experience in

,
TypeScript

,
Java

, or
Python

.
- Frontend experience in
and

.
- Experience with relational and NoSQL databases.
- Strong API development experience (REST, GraphQL).
- Knowledge of blockchain fundamentals and working with Web3 APIs or SDKs.
- Experience with CI/CD pipelines, Docker, Kubernetes.
- Solid understanding of security, encryption, and compliance in payments.

Nice-to-Have

  • Experience in the African payments landscape (mobile money, local payment APIs).
  • Familiarity with FX, liquidity, or remittance platforms.
  • Knowledge of stablecoin settlement flows and blockchain scaling solutions.
  • Cloud experience (AWS, GCP, or Azure).

What We Offer

  • Competitive salary + Bonus structure
  • Opportunity to shape the future of cross-border payments in Africa.
  • Work with an experienced, diverse team across fintech, payments, and blockchain.

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