Credit Risk Analyst

15 hours ago

Sandton, Gauteng, South Africa Bank of China Limited Johannesburg Branch Full time US$50 000 - US$150 000 per year

Responsibilities

  • To pursue the branch's growth strategy by providing credit and trade finance business products on a bilateral and syndicated basis.
  • Assist the team with financial analysis, assessment of cash flows, industry risk assessments and due diligence report (credit risk reports) based on specific credit applications from client facing business units serving clients both locally and internationally,
  • Reviewing and commenting on post lending management reports where necessary, processing annual reviews of existing clients, monitoring progress of developments, reporting on bilateral and syndication post-lending requirements and covenants as well as dealing with ad-hoc reporting as required.
  • Actively engaging with members of other Credit Review Committee (CRC) locally and at EMEA (London)/Head Office (China), to present risk findings and deal with queries from submission up to when a decision is finalised.
  • To promote and enhance strategies for credit business development, green finance and other risk related areas which are outlined in policies within the branch.
  • Lead the process on high risk and non-performing loan recovery accounts to ensure there is consistent progress on account repayments and collections for those accounts that are handed over.
  • Monitor the watch list accounts and ensure risk reports are submitted to Head Office if there are major risk events.
  • To work closely with the internal rating process, expected credit loss (ECL) reporting as well as RAROC and EVA calculations within the team, ultimately informing the credit decision process.

Requirements

  • Relevant B.Com / Finance degree
  • Proficient in English, Mandarin/Chinese preferred
  • Credit Risk Analyst: 2 - 3 years credit experience in banking
  • Credit Risk Manager: years credit experience, preferably with large corporate exposure.
  • Experience in dealing with different credit products across various industries, dealing in collateral an understand of legal documentation across various jurisdictions.
  • Able to suggest alternative funding solutions by making recommendations based on credit policy guidelines.
  • Proficient in MS Office software packages (Excel and Word)
  • Knowledge of the South African Company Act, Bank Act, Basel III, etc.

  • Credit Data Analyst

    4 days ago

    Sandton, Gauteng, South Africa Hire Resolve Full time R900 000 - R1 200 000 per year

    Hire Resolves client, an emerging FinTech company is seeking a skilled Credit Data Analyst to join their team. As a Credit Data Analyst, you will be responsible for analyzing credit data to assess risk and provide insights to drive business decisions.Responsibilities:Measure and manage the performance across multiple credit products.Evaluate and improve...

  • Junior Credit Analyst

    4 days ago

    Sandton, Gauteng, South Africa Boardroom Appointments Full time R90 000 - R120 000 per year

    Minimum Requirements:Ideally Bachelors degree in Finance, Economics or related field Minimum 3 years experience as a credit analyst in retail/banking environmentStrong analytical and problem-solving skillsDetail-oriented and able to work independentlyResponsibilities:Analyse credit data to assess the creditworthiness of borrowersConduct credit reviews and...

  • Senior Credit Analyst

    4 days ago

    Sandton, Gauteng, South Africa Boardroom Appointments Full time R1 200 000 - R2 400 000 per year

    Minimum Requirements:Ideally Bachelors degree in Finance, Economics or related field or CA (SA) or CFA Ability to query, interpret, and present complex data clearly to support decision-making processes.Minimum 6 years experience in credit risk analysis in the retail/banking environment, with comprehensive knowledge across the credit lifecycleProven...

  • Junior Credit Analyst

    1 week ago

    Sandton, Gauteng, South Africa Bank of China Limited Johannesburg Branch Full time R450 000 - R600 000 per year

    A position is currently available in the CIB Department for a Junior Credit Analyst / Graduate Intern to perform the following duties:ResponsibilitiesAssist Relationship Manager (RM) with the daily running of portfolioComplete credit applications for both new and reviews, under guidance of the Relationship Manager.Maintain review list for designated...

  • Senior Quantitative Analyst – Credit Risk Modelling

    2 weeks ago

    Sandton, Gauteng, South Africa Truffle Full time R600 000 - R1 200 000 per year

    Introduction:Join a leading financial institution renowned for innovation and excellence in quantitative risk management. This is an exciting opportunity for an experienced quantitative professional to contribute to the development of world-class Internal Ratings-Based (IRB) models that drive capital adequacy and regulatory compliance. You'll play a key role...

  • Manager: Credit Risk Review

    3 days ago

    Sandton, Gauteng, South Africa Nedbank Full time R1 500 000 - R3 000 000 per year

    Requisition Details & Talent Acquisition ContactRequisition nr:143295Talent Acquisition Specialist:Tshego SemenyaLocation:135 Rivonia Road, SandownClosing date:12 December 2025ClusterBusiness and Commercial BankingCareer StreamCredit CollectionsLeadership PipelineManage Self: ProfessionalPositionManager: Credit Risk Review & MonitoringWhy join our teamThis...

  • Junior Credit Analyst

    4 days ago

    Sandton, Gauteng, South Africa Core Group Full time R80 000 - R120 000 per year

    Location: HybridHours: RetailAbout iStoreiStore is the home of everything Apple, and Africa's largest Apple Premium Reseller. With a retail footprint of more than 41 physical and online stores across Africa, we provide expert advice, Apple Authorized Repairs, Business and Education solutions, training, and technical support for anything and everything...

  • Credit Analyst Wealth Credit Origination

    6 days ago

    Sandton, Gauteng, South Africa ABSA BANK LIMITED Full time R500 000 - R1 200 000 per year

    Empowering Africa's tomorrow, together…one story at a time.With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.Job SummaryDrive...

  • Senior Assurance Credit Data Analyst

    1 week ago

    Sandton, Gauteng, South Africa ABSA BANK LIMITED Full time R1 200 000 - R2 500 000 per year

    Empowering Africa's tomorrow, together…one story at a time.With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.Job SummaryTo...

  • Regional Manager: Retail Credit Risk, Absa Regional Operations

    1 week ago

    Sandton, Gauteng, South Africa ABSA BANK LIMITED Full time R900 000 - R1 100 000 per year

    Empowering Africa's tomorrow, together…one story at a time.With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.Job SummaryTo lead...