Junior Credit Analyst

3 days ago

Durban, KwaZulu-Natal, South Africa Hire Resolve Full time R250 000 - R500 000 per year
A leading financial services company is seeking a Junior Credit Analyst to join their team. This role involves preparing comprehensive credit proposals for the Executive Credit Committee, assessing clients' financial health, and determining whether asset and/or trade finance can be extended.


Responsibilities

Credit Proposals:

  • Analyse financial statements and management accounts to assess applicants and guarantors

  • Prepare income statements, balance sheets, and consolidate information

  • Analyse VAT returns and book debts

  • Research market trends and determine repayment affordability

  • Obtain and verify client background information

  • Request credit reports and security confirmations

  • Create SWOT analyses

  • Maintain security and arrears tracking

  • Conduct sensitivity analysis for proposals

  • Prepare trust review information and identify risks

  • Respond to management and committee queries

  • Conduct monthly book debt analysis and updates

  • Liaise with clients on queries

Trade Finance Reviews:

  • Maintain and update trade review lists and registers

  • Track application status and approvals

  • Maintain outstanding information lists

Review Letters:

  • Prepare and follow up on trade review letters

General:

  • Follow up on financial information from clients

  • Review FICA documentation

  • Complete necessary checklists

  • Compile and maintain deal files

Requirements
  • Degree or relevant qualifications in Finance/Accounting (highest level of competence)
  • Minimum of 2-3 years' experience in the Finance/Accounting environment
  • Proficiency in MS Office

Knowledge of:

  • Credit policies and procedures

  • Shariah banking principles

  • Bank's policies and procedures

  • Basic knowledge of the bank's products and services

  • Finance and accounting principles

Please Note, if you don't match the Requirements or Industry, you won't be consider for this role.

Benefits

    • Apply for this role today, contact Sonique Beetge at Hire Resolve or on LinkedIn
    • You can also visit the Hire Resolve website: or email us your CV: [email protected]
    • Please use "Junior Credit Analyst" as your subject line when applying via email 

      Contact Hire Resolve for your next career-changing move today

      We will contact you telephonically in 3 days should you be suitable for this vacancy. If you are not suitable, we will put your CV on file and contact you regarding any future vacancies that arise

  • Junior Credit Analyst

    3 days ago

    Durban, KwaZulu-Natal, South Africa Hire Resolve Full time R250 000 - R400 000 per year

    A leading financial institution specialising in ethical and socially responsible banking is seeking a Junior Credit Analyst to join the KwaZulu-Natal team. The role focuses on preparing and analysing credit proposals, assessing financial viability, and supporting sound decision-making for asset and trade finance...

  • Mandating Credit Analyst

    1 week ago

    Durban, KwaZulu-Natal, South Africa Hr Co Full time R80 000 - R120 000 per year

    We are seeking a Credit Analyst, who will be responsible for the assessment, analysis, and decision-making of credit applications within our clients portfolio, with a delegated approval authority of up to R200,000 per deal. This role ensures that all applications are evaluated in line with our clients credit policy, risk appetite, and governance framework....

  • Junior B-BBEE Analyst

    2 weeks ago

    Durban, KwaZulu-Natal, South Africa Ace Staffing Full time R450 000 - R600 000 per year

    B-BBEE Analyst Opportunity | Join a Leading Consulting FirmOur client is looking for aB-BBEE Analystto join their growingB-BBEE Division.We're seeking ahighly skilled, analytical, and detail-oriented professionalwith solid experience inBroad-Based Black Economic Empowerment (B-BBEE)compliance and verification.In this role, you'll:Conduct detailed B-BBEE...

  • Junior Application Support Engineer

    1 week ago

    Durban, KwaZulu-Natal, South Africa Human Link Consulting Full time R250 000 - R400 000 per year

    Job OverviewApplication Deadline: 6 December 2025Job Location: Durban, Kwazulu NatalJob Title: Junior Application Support EngineerEducation Level: Bachelors DegreeJob Level: JuniorMinimum Experience: 1 - 3 YearsJunior Application Support Engineer required in Durban.HLC is recruiting a Junior Application Support Engineer to join a fast-growing technology...

  • Risk Analyst

    3 days ago

    Durban, KwaZulu-Natal, South Africa Hire Resolve Full time R500 000 - R750 000 per year

    An established financial institution is seeking a highly competent Risk Analyst to join its team in a vibrant, major metropolitan area in Durban. Committed to maintaining a robust and forward-looking financial architecture, this bank specializes in delivering essential services and ensuring strong governance across its operations. We pride ourselves on...

  • Junior Bookkeeper

    5 days ago

    Durban, KwaZulu-Natal, South Africa Alupicket Full time R104 000 - R208 000 per year

    We are in search of a Junior Bookkeeper and Administrative Assistant is a highly organized, detail-oriented, and reliable professional responsible for maintaining accurate financial records while providing comprehensive administrative support. The ideal candidate must be proficient with accounting software, demonstrate excellent communication skills, and...

  • Junior Data Engineer

    1 week ago

    Durban, KwaZulu-Natal, South Africa Old Mutual South Africa Full time R250 000 - R500 000 per year

    Let's Write Africa's Story TogetherOld Mutual is a firm believer in the African opportunity and our diverse talent reflects this.Job DescriptionAs a Junior Data Engineer, you will be responsible for supporting the design, development, and maintenance of our data infrastructure. You will work closely with the data engineering team to implement data pipelines,...

  • Jnr Accounting Clerk

    1 week ago

    Durban, KwaZulu-Natal, South Africa njr steel Durban Pty Ltd Full time R150 000 - R250 000 per year

    Company Descriptionnjr steel is in the wholesale retail sector, the group has been operational for over 45years with operations in 7 provinces.Role DescriptionThis is a full-time on-site role for a Junior Accounts Clerk located in the Durban Metropolitan Area. The Junior Accounts Clerk, under the supervision of the Bookkeeper and Creditors Clerk, will be...

  • Junior Data Engineer

    1 week ago

    Durban, KwaZulu-Natal, South Africa Old Mutual Limited Full time R250 000 - R400 000 per year

    Let's Write Africa's Story TogetherOld Mutual is a firm believer in the African opportunity and our diverse talent reflects this. Job DescriptionAs a Junior Data Engineer, you will be responsible for supporting the design, development, and maintenance of our data infrastructure. You will work closely with the data engineering team to implement data...

  • Junior Talent Acquisition Specialist

    1 week ago

    Durban, KwaZulu-Natal, South Africa Winning Form Full time R250 000 - R400 000 per year

    ResponsibilitiesBeing a part of the Hollywoodbets Purple Team is an opportunity to become a part of one of South Africa's biggest success stories. From humble beginnings in Durban, Hollywoodbets has grown into a powerhouse brand operating across Africa and the United Kingdom. And that's just the beginning. Our talented Team is on a mission to increase our...