Full Stack Engineer

5 days ago

Cape Town, Western Cape, South Africa Lumepay Full time

About Lumepay

We are a high-growth fintech company building the next generation of
payment infrastructure across Africa.
Our mission is to make money movement
seamless, inclusive, and scalable across borders
. We operate at the intersection of
financial innovation and real-world impact
, empowering businesses and consumers with tools to thrive in a rapidly digitizing economy.

Role Description

We are seeking a
Full Stack Engineer
who will be reporting directly to the CTO and working with Senior Engineers to design, build, and scale the core systems that power our payment and settlement platforms across Africa. You will play a key role in developing secure, high-performance applications and APIs, integrating with financial and blockchain networks, and building a
robust pricing execution engine
to support seamless and efficient transactions.

Key Responsibilities

Product Development & Architecture

  • Contribute to the design and development of scalable web/app applications for payments and settlements.
  • Build and maintain APIs that support core business functions such as payment processing, KYC/AML, and partner integrations.
  • Participate in code reviews and help improve performance, security, and reliability across the stack.

Integrations

  • Support integrations with payment gateways, banks, and third-party services (e.g., compliance and blockchain partners).
  • Assist in building internal tools for operations, reconciliation, and reporting

Security & Compliance

  • Follow secure coding practices and ensure adherence to internal security guidelines.
  • Collaborate with compliance teams to implement KYC, AML, and transaction monitoring features.
  • Learn and apply best practices related to data privacy and platform security.

Collaboration & Growth

  • Work closely with senior engineers, product managers, and operations teams to deliver new features and enhancements.
  • Take initiative in learning new technologies and improving existing systems.
  • Contribute to a culture of quality and collaboration within the engineering team.

Skills & Experience

Must-Have

  • Bachelor's Degree

in Engineering, Computer Science or a related field.
- 1-4 years'

experience as a Full Stack Engineer (preferably in fintech or payments).
- Solid backend development experience using

and/or
TypeScript

(experience with Python or Java a plus).
- Frontend experience with modern frameworks such as

or

.
- Familiarity with both
relational (e.g., PostgreSQL, MySQL)

and
NoSQL databases

.
- API developmen

t experience (REST, GraphQL).
- Basic understanding of
security best practices

, data handling, and
encryption concepts

.
- Experience with
version control (Git)

and familiarity with
CI/CD pipelines

and
containerization (Docker)

.
- Enthusiasm for learning about
blockchain

,
Web3 APIs

, and emerging payment technologies.

Nice-to-Have

  • Exposure to the
    African payments ecosystem

, mobile money, or local payment APIs.
- Knowledge of
blockchain fundamentals

and working with Web3 APIs or SDKs.
- Interest or experience in
FX

,
liquidity

, or
remittance

platforms.
- Familiarity with
cloud platforms

such as
AWS

,
GCP

, or
Azure

.
- Understanding of
Stablecoin

or blockchain-based settlement flows.
- Cloud experience (AWS, GCP, or Azure).

What We Offer

  • Competitive salary + Bonus structure
  • Opportunity to shape the future of cross-border payments in Africa.
  • Work with an experienced, diverse team across fintech, payments, and blockchain.

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