Head, Working Capital Credit

5 days ago

Baker St Rosebank Johannesburg South Africa Standard Bank Group Full time
Company Description

Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector's most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We're passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

Job Description

To comprehensively manage the credit risk and to lead, develop and manage credit evaluation and credit risk management teams in support of Trade Finance, Debtors Finance & other working capital credit portfolios (as mandated) for Business and Commercial Banking, specifically in respect of the assessment of credit risk, sanctions, fulfilment, credit risk management, account maintenance and support of distressed and high-risk accounts in keeping with the Business and Commercial Banking  Group credit policies and guidelines. 

Qualifications

Type of Qualification: Degree

Field of Study: Finance or Accounting with a certificate in Trade Finance, or International Trade & Documentary Trade

Experience Required

Credit Risk – BCB

Risk & Corporate Affairs

More than 10 years

Credit evaluations experience, specifically in Trade Finance & Debtors Finance, but also in general business lending for Business or Commercial segment and Entrepreneur or small businesses. Deep understanding of credit principles and financial statements, particularly as relates to funding of working capital requirements, international trade, documentary trade & trade finance.  Understands collateral and collections processes.  Understands risk processes. Previous Structured and Specialised Lending credit experience is an advantage

More than 3 years

Experience in credit, risk or business roles in Trade Finance, International Trade, Documentary Trade, supporting growth of the product, management of the product, risk oversight or credit management of Trade, or business origination

Additional Information

Behavioural Competencies:

  • Articulating Information
  • Developing Expertise
  • Examining Information
  • Exploring Possibilities
  • Interpreting Data
  • Making Decisions
  • Developing strategies
  • Taking Action

Technical Competencies:

  • Evaluation of Internal Controls
  • Process Auditing
  • Risk Identification
  • Risk Management
  • Verbal Communication
  • Written Communication

Please note: All our recruitment processes comply with the applicable local laws and regulations.

We will never ask for money or any form of payment as part of our recruitment process. If you experience this, please contact our Fraud line on or [email protected]

  • Head, Working Capital Credit

    5 days ago

    Johannesburg, Gauteng, South Africa Standard Bank Group Full time

    Company DescriptionStandard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector's most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes,...

  • Head Working Capital Solutions

    2 weeks ago

    Johannesburg, South Africa Nedbank Full time

    Job Family Sales & Service Career Stream Sales Leadership Pipeline Manager function **Job Purpose** To grow the Transactional Services franchise by leading the Working Capital Solutions team which is tasked with identifying, originating, assessing and developing deal flow through relationships (existing and to be developed) to assist clients in...

  • Head of Working Capital Growth

    3 weeks ago

    Johannesburg, South Africa Merchant West Full time

    A financial services provider in Johannesburg is searching for a dynamic Head of Working Capital Solutions to develop strategies and lead a growing team. The ideal candidate should possess a strong background in working capital finance and sales leadership, alongside excellent relationship management skills. This role is essential for expanding the company's...

  • Head of Working Capital Growth

    2 weeks ago

    Johannesburg, South Africa Merchant West Full time

    A financial services provider in Johannesburg is looking for an experienced Head of Working Capital Solutions. In this role, you will be responsible for developing strategies that enhance the performance of the team and expand the company's market share. The ideal candidate should have a strong background in working capital finance and sales leadership,...

  • Senior Associate Working Capital Solutions

    2 weeks ago

    Johannesburg, South Africa Nedbank Full time

    Leadership Pipeline Manage Self: Professional FAIS Affected **Job Purpose** To grow the Transactional Services franchise by providing Working Capital solutions to clients by identifying, originating, assessing and developing deal flow through relationships (existing and to be developed) to assist clients in managing their short-term cash flow...

  • Head of Working Capital Solutions

    4 weeks ago

    Johannesburg, South Africa Merchant West Full time

    Job LocationJohannesburg, SandtonPosition titleHead of Working Capital SolutionsDescriptionMerchant West Working Capital Solutions helps South African businesses grow by providing sustainable, flexible working capital finance that adds real value. Our facilities are built around our clients’ needs, and our industry-leading team delivers expert advice and...

  • Head Product Trade and Working Capital – South Africa

    4 weeks ago

    Johannesburg, South Africa Absa Group Full time

    Head Product Trade and Working Capital – South Africa Empowering Africa’s tomorrow, together…one story at a time. With over 100 years of rich history and strongly positioned as a local

  • Senior Manager, Credit and Capital

    4 weeks ago

    Johannesburg, South Africa KPMG-SouthAfrica Full time

    Description of the role and purpose of the job Seeking quantitatively inclined individuals with experience of managing teams and mentoring junior staff. The role will be for a Senior Manager in credit risk modelling. Key responsibilities Supporting with the organization and execution of the development and validation of credit risk models (impairment and...

  • Head Product Trade and Working Capital – South Africa

    4 weeks ago

    Johannesburg, South Africa Absa Group Full time

    Head Product Trade and Working Capital – South Africa Empowering Africa’s tomorrow, together…one story at a time. With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape...

  • Head of Credit Research

    5 days ago

    Johannesburg, South Africa FirstRand Full time

    About us, purpose, experience and qualifications **about us**: - getting those that are not saving to save, - getting those who are saving to save more effectively, and - helping to fund Africa **purpose**: - Ashburton Investments is a new generation investment manager that offers investors access to more sources of return and more ways to manage risk....