Commercial Underwriter: Renewals(O04)/Kommersiële Onderskrywer: Hernuwings

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Commercial Underwriter: Renewals

Location: Irene, Pretoria
Salary: R25 000 – R30 000 p/m 
Start Date: As soon as possible

About the Company

A dynamic and solutions-driven financial services provider, dedicated to supporting independent brokers with a holistic and real approach to their needs. The company manages a diverse portfolio including commercial, domestic, corporate, and heavy commercial vehicle policies, ensuring high-quality underwriting and client service.

Role Overview

We are seeking a skilled Commercial Underwriter, who will primarily focus on underwriting and renewals. The role requires strong communication and relationship-building abilities, combining underwriting expertise with client service. You will act as the link between brokers, clients, and internal operations, ensuring accurate underwriting decisions, policy activations, and professional service delivery.

Key Responsibilities

Analyse and assess new business risk proposals
Provide brokers with accurate quotations on commercial lines
Build and maintain strong relationships with brokers and clients
Ensure policies, quotes, and amendments are processed correctly and on time
Apply underwriting knowledge in line with insurer guidelines
Ensure renewal reviews and endorsements are completed within deadlines
Manage policy terms, calculate premiums, and apply discounts where mandated
Activate new policies and send welcome packs to brokers/clients
Handle dual insurance processes, cancellations, and re-underwriting of high-risk clients
Request and monitor surveys, implementing corrective underwriting as needed
Maintain accurate administration, recordkeeping, and compliance with company procedures

Requirements

Minimum Grade 12 (Degree/Diploma in Insurance, Risk Management, or related field = advantage)
At least 2 years' experience in commercial underwriting
Strong knowledge of commercial, domestic, body corporate, and heavy commercial vehicle policies
Experience with policy administration and CRM systems
Strong Excel skills and ability to analyse actuarial/statistical data
Able to manage multiple brokers, clients, and policies simultaneously
Strong administrative and reporting skills

Personality & Skills Profile

Attention to detail with high levels of accuracy
Emotionally stable and able to work under pressure
Excellent listening and client service skills
Professional, open-minded, and practical approach
Self-driven, results-orientated, and motivated by growth

If you are a professional with underwriting expertise and a passion for broker relationships, this is your opportunity
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Kommersiële Onderskrywer: Hernuwings

Ligging: Irene, Pretoria
Salaris: R25 000 – R30 000 p/m 
Aanvangsdatum: So gou as moontlik

Oor die Maatskappy

'n Dinamiese finansiële diensverskaffer wat 'n holistiese benadering volg om onafhanklike makelaars se behoeftes te ondersteun. Die maatskappy bestuur 'n diverse portefeulje wat kommersiële, huishoudelike, korporatiewe en swaarvoertuig-polisse insluit, en lewer diens van uitstaande gehalte.

Rol-oorsig

Ons is opsoek na 'n ervare Kommersiële Onderskrywer, wat hoofsaaklik sal fokus op onderskrywing en hernuwings. Hierdie rol vereis uitstekende kommunikasie- en verhoudingsbouvaardighede, en kombineer onderwriting-kennis met kliëntediens. Jy sal die skakel wees tussen makelaars, kliënte en interne prosesse, en verseker dat onderskrywingsbesluite akkuraat, polisse betyds geaktiveer en diens professioneel gelewer word.

Sleutelverantwoordelikhede

Ontleed en evalueer nuwe besigheids-risikovoorstelle
Verskaf akkurate kwotasies aan makelaars op kommersiële polisse
Bou en handhaaf sterk verhoudings met makelaars en kliënte
Verseker dat polisse, kwotasies en wysigings akkuraat en betyds verwerk word
Pas onderskwrywingsriglyne korrek toe volgens versekeringsmaatskappy se beleid
Voltooi hernuwings en wysigings binne gestelde sperdatums
Bestuur polisvoorwaardes, bereken premies en pas afslag toe waar gemagtig
Aktiveer nuwe polisse en stuur verwelkomingspakkette aan makelaars/kliënte
Hanteer dubbele versekering, kansellasies en heronderskrywing van hoërisiko-kliënte
Versoek en monitor opnames en implementeer korreksies waar nodig
Handhaaf akkurate administrasie, rekordhouding en voldoening aan maatskappy-prosedures

Vereistes

Minimum Graad 12 (Graad/Diploma in Versekering, Risiko-bestuur of verwante veld = voordeel)
Ten minste 2 jaar ondervinding in kommersiële onderskrywing 
Sterk kennis van kommersiële, huishoudelike, liggaamskorporasie- en swaarvoertuig-polisse
Ervaring met polisadministrasie en CRM-stelsels
Sterk Excel-vaardighede en die vermoë om aktuariële/statistiese data te ontleed
Kan verskeie makelaars, kliënte en polisse gelyktydig bestuur
Sterk administratiewe en verslagdoeningsvaardighede

Persoonlikheidsprofiel

Aandag aan detail en hoë akkuraatheid
Emosioneel stabiel en kan onder druk werk
Uitstekende luister- en kliëntediensvaardighede
Professioneel, oopkop en prakties
Selfgedrewe, resultate-gedrewe en gemotiveer deur groei

As jy 'n professionele persoon met onderskrywingskennis en 'n passie vir makelaarsverhoudings is, is hierdie jou kans
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