Senior Specialist: Agricultural Advisory
1 week ago
To provide agricultural advisory and support service to both Emerging and Commercial Farmers in order to safe guard the bank’s assets through the following:
- Conduct on Farm Agronomical and Financial Assessments for High Risk and Delinquent Clients and make recommendations to remediate as well as rate the farm/business according to the approved bank’s risk rating models
- Schedules inspections of the bank’s security and re-evaluations
- Where relevant, refer farmers to service providers with technical expertise / advise Farmers and make recommendations to improve the overall Farm status and mitigate potential risks
- Effectively manage the collateral in terms of the loan agreement and Collateral Management System (CMS) policy thereby identifying collateral shortfalls in order to minimise risk and prevent financial losses.
- Proactively prevent _ex-ante moral hazard_ by conducting farm visits on new loans and ascertain whether farm funding was utilised as intended in line with the loan agreement.
- A relevant 3-year qualification in Agriculture or an equivalent
- Accreditation as a Valuator
5 years' experience in:
- Agricultural Extension Services or Agricultural Experience in a Co-op or similar organisation.
- Agricultural Economics and Value Chain
- Credit Assessment Principles
- Agronomical and Financial Assessments
**Job Type**: Permanent
**Salary**: From R650,000.00 per year
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