Senior Specialist: Agricultural Advisory

1 week ago


Randburg, South Africa Talent 101 Full time

To provide agricultural advisory and support service to both Emerging and Commercial Farmers in order to safe guard the bank’s assets through the following:

- Conduct on Farm Agronomical and Financial Assessments for High Risk and Delinquent Clients and make recommendations to remediate as well as rate the farm/business according to the approved bank’s risk rating models
- Schedules inspections of the bank’s security and re-evaluations
- Where relevant, refer farmers to service providers with technical expertise / advise Farmers and make recommendations to improve the overall Farm status and mitigate potential risks
- Effectively manage the collateral in terms of the loan agreement and Collateral Management System (CMS) policy thereby identifying collateral shortfalls in order to minimise risk and prevent financial losses.
- Proactively prevent _ex-ante moral hazard_ by conducting farm visits on new loans and ascertain whether farm funding was utilised as intended in line with the loan agreement.
- A relevant 3-year qualification in Agriculture or an equivalent
- Accreditation as a Valuator

5 years' experience in:

- Agricultural Extension Services or Agricultural Experience in a Co-op or similar organisation.
- Agricultural Economics and Value Chain
- Credit Assessment Principles
- Agronomical and Financial Assessments

**Job Type**: Permanent

**Salary**: From R650,000.00 per year



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