Senior Associate: Property Finance

**Job Purpose**

To implement Property Finance lending transactions in order to maximise sustainable revenue streams through the pursuit of profitable and innovative specialised debt financing transactions.

**Responsibilities**:

- Build sound client relationships (existing and new clients) by clear communication; regular meetings and setting clear objectives and time lines.
- Manage internal stakeholder relationships by collaboration across all clusters; clear communication; agreeing on objectives and time lines and requesting stakeholder input in decision making.
- Build professional relationships by networking. Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (e.g. staff surveys etc.).
- Participate and support corporate responsibility initiatives for the achievement of business strategy (e.g. Green Strategy).
- Seek opportunities to improve business processes and systems by identifying and recommending effective ways to operate and adding value to Nedbank.
- Evaluate deal progress in line with set objectives and time lines by scheduling and leading progress meetings; following up on deliverables; scheduling review meetings with client and reviewing own work before submitting to relevant stakeholders.
- Ensure timeous submission of credit reviews by effectively planning (setting deliverables; expectations and time lines); early engagement and following up stakeholders on deliverables; delegating and reviewing associates work and assisting in deal implementation across various aspects of the transaction.
- Monitor and assess credit exposure for any increase in risk by assessing exposures for appropriateness taking into consideration the client business performance and market conditions.
- Ensure appropriate allocation of revenue streams by submitting proposals to finance including a motivation for the recommended classification of the revenue.
- Support the achievement of the business strategy; objectives and values by reviewing Nedbank and Business Unit Plan and ensuring delivered systems; process; services and solutions are aligned.
- Share knowledge and industry trends with team and stakeholders during formal and informal interaction.
- Contribute to developing new and/or enhanced processes (e.g. operational processes) that will improve the functioning of stakeholders businesses by highlighting benefits in support of the implementation of recommendations

**Minimum Experience Level**
- Minimum 5 years’ experience sourcing, securing new deals and establishing client relationships in Property Finance (Residential Development, Commercial and/or Corporate) industry.
- Minimum 5 years’ experience in structured lending.
- Knowledge related to Investment Banking products and formulating wholistic solutions for client

**Essential Qualifications - NQF Level**
- Post-graduate Degree in Finance/Accounting/Property Studies/equivalent

Preferred Qualification
- Chartered Accountant (SA) or Chartered Financial Analyst (CFA)

**Type of Exposure**
- Engaging external stakeholders to obtain buy-in for concepts and ideas
- Challenging the status quo with a view to improving the environment or internal stakeholders understanding
- Communicating standards to others
- Comparing two or more sets of information
- Conducting a needs analysis
- Writing business proposals
- Answering client questions
- Reviewing accuracy of reports and records
- Conducting gap analysis
- Preparing and delivering presentations

**Technical / Professional Knowledge**
- Banking procedures
- Business Acumen
- Industry trends
- Microsoft Office
- Principles of project management
- Relevant regulatory knowledge
- Relevant software and systems knowledge
- Risk management process and frameworks
- Business writing skills
- Cluster Specific Operational Knowledge
- Credit risk knowledge

Behavioural Competencies
- Customer Focus
- Work Standards
- Building partnerships
- Advancing Sales Discussions
- High-Impact Communication
- Managing Work
- Sales Disposition
- Sales Negotiation

**Employment Equity Statement**

**Preference will be given to underrepresented groups
- **_Please contact the Nedbank Recruiting Team at
+27 860 555 566
_