Senior Analyst: Credit Risk

2 days ago

Parow, South Africa The Foschini Group Full time

**Job ID**:12801
- **Position Type**:Full-Time
- **Job Function**:Financial Services / Analytics
- **Workplace Type**:

- **Division**:TFG Financial Services
- **Province**:Western Cape
- **Location**:Cape Town North
- **Suburb**:Parow (Parow)

Position Description:
An exciting opportunity has arisen within the Credit Risk Department of TFG Financial Services for a curious, highly motivated individual to identify and drive relevant strategic portfolio initiatives and tactics to forecast and improve financial results.

**The successful individual will be supporting senior managers in both the Credit Risk & Operations teams to**:

- Use internal and external data and reporting to suggest strategic and tactical initiatives within the outsourced collections environment. - Formulate and present findings to peers and executive team.
- Drive implementation of new initiatives, utilizing controlled tests to quantify benefits and impacts to the business.
- Comfortably deal with internal and external stakeholders, to ensure that analytical output is aligned with current and future stakeholder needs
- Can model/forecast components of the financial performance of the business unit, based on portfolio trends, initiatives and outside market trends

**Job description**

**Stakeholder Management**
- Identifies, develops and maintains key relationships with internal and external stakeholders.
- Clearly document the business requirements of projects presented to the Senior Stakeholders and Executives.
- Liaising and management of internal relationships between departments in order to manage the implementation of proposed solutions Insights and Portfolio Management Reporting
- To ensure Senior managers have access to the information they require in a format that is appropriate and useful
- Production and development of portfolio quality and benchmarking reports
- Ad-hoc and deep-dive analyses relating to portfolio performance, legislative changes, shock events and operational breakages
- Preparation of weekly/monthly presentations and reports on business performance indicators Data Modelling and Forecasting
- Ensuring appropriate statistical methodology and data mining / analytics techniques are applied to any modelling process to deliver and deploy robust and effective models where necessary
- Data mining of credit bureau and other external data to provide insights and trends
- Ability to predict and forecast outcomes from data analysis and models, with the ability to detect variance to expectations in order to react appropriately when necessary.

**To take up this challenging position you should have**:

- A degree in a numerate discipline, preferably Statistics / Mathematics / Operations Research / Engineering (Honours / Masters degree preferable)
- Advanced problem solving, judgment and self management skills, in conjunction with Excellent data interpretation and presentation skills
- Hands-on experience of large-scale customer database data interrogation and manipulation through statistical/data management software packages (SAS/SQL)
- Ability to build analytical models that predict future outcomes, and the ability to communicate the workings of these models to business stakeholders in clear, easily understood language.
- Knowledge of the credit industry and credit life cycle management is preferred
- Good strategic and conceptual abilities would be advantageous

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