Specialist: Il Underwriting

Description

Duties & Responsibilities:
**Perform underwriting on individual life policies**
- Override QUIRC decision if and when necessary.
- Provide underwriting decision to client telephonically (decline, loaded, excluded)
- Liaise with re-insurers, medical practitioners and other external parties on underwriting matters
- Comply with legislation and ASISA protocols (TCF)
- Placements of ASISA listings (serious medical conditions on central register)
- Liaise with clients (i.e. policy holders, branch and sales staff) (TCF) to obtain all medical information by means of questions generated by the QUIRC underwriting system.

**Perform new business administration on individual life policies**:

- Place request for pathology nurse services to draw blood, Train new employees with regards to new business and underwriting
- Write and send “HIV+ letters” to doctors
- Write and send reasons for loadings and/or declined cases to doctors
- Ensure that correct correspondence, SMSs are sent to branch, intermediary, sales manager and client.

**Assist with complaints resolution and compliance (TCF)**
- Monitor the timeously resolution of complaints in accordance with the complaints resolutions policy
- Provide inputs on the complaints resolutions policy and procedure

**Auditing function**
- Audit underwriting decision of more Junior Underwriters as well as Specialist Underwriters (spot checks)

**Requirements**:
Formal Education
- Grade 12
- Bcom Degree/Diploma or relevant

**Experience**:

- 3 - 5 Years’ Experience in long term insurance underwriting
- Medical background (advantage)

Work Level

Skilled

Job Type

Permanent

Salary

Market Related

EE Position

Yes

Location

Menlyn