Credit Manager

2 weeks ago

Durban, South Africa Watershed Consulting Full time

Credit Manager

An exceptional opportunity awaits a dynamic individual with the right qualifications and experience to be part of the credit department. The successful incumbent will be required to Manage the Credit function of HBZ Bank Limited, South Africa.

Responsibilities include:

- Ensuring credit quality at the approval stage
- Monitoring of the ongoing credit dynamics of the asset portfolio at a macro and micro level post sanction
- Compliance of credit risk with Group policy and local regulatory guidelines. The key challenge in this role is to constantly mitigate risks through a combination of routine & pro-active checks on individual credits and the portfolio.
- Participate with client visits with a view to structuring the lending correctly.
- Monitoring of risk accounts including assisting with the legal and remedial process.
- Monthly reporting to Zonal Management and Quarterly Reporting to Zurich Head Office as well as local Regulators
- Adhoc support to other parts of the business as assigned by the Head of Credit and Risk

**Benefits**:
24 days of annual leave per annum

Provident Fund

Medical Aid

13th Cheque

The following minimum requirements must be met to be considered for this position:
Bachelors B Com Degree (majors in accounting and audit), a Post-Graduate Degree and preferably a CA.

Required to be proficient with Microsoft Word and Excel.

Required to have excellent verbal and written skills.

Relevant experience at a management level is required.

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