Credit Analyst

3 days ago

Johannesburg, South Africa Affirmative Portfolios Full time

**Finance**
**JHB North**
***:
**CREDIT ANALYST**

**JOHANNESBURG NORTH**

**SALARY - MARKET RELATED**

**JOB OUTLINE**

**Department** - Risk & Compliance

**Reports to** - The Senior Credit Risk Manager

**Key Responsibilities**:

- Produce accurate risk reports with commentary and in the correct format
- Support continuous development of credit risk capability through feedback in discussions and observations in different forums as appropriate
- Recommend improvement actions where appropriate
- Support the building and development of credit metrics, as well as projects to deliver credit risk control
- Attend credit committees
- Perform other ad hoc duties as requested

**Experience, Qualifications and Skills Required**:

- Minimum 3 years of working experience in the Credit Risk environment
- High-level understanding of the concept of credit risk management
- Report writing skills
- Good technical capability in the use of SQL and MS Excel
- Good communication skills to be able to effectively communicate complex processes and outputs to colleagues with varying levels of technical knowledge
- Able to build relationships and networks both internally and externally
- Self-starter with the ability to work under pressure
- A logical approach to problem solving in relation to both technical and business issues
- Bachelor’s degree in Finance or Risk

**Personal Attributes**:
**Cognitive Competencies**
- Analysis and Attention to Detail
- Conceptual / Big Picture Thinking
- Focused and Sustained Attention
- Problem Solving
- Tolerance of Ambiguity

**Intrapersonal Competencies**
- Excellence/ Quality Orientation
- Rule Orientation
- Ethical Judgement
- Flexibility
- Drive and Results Orientation
- Time and Self-Management

**Interpersonal Competencies**
- Interpersonal Agility
- Building relationships
- Teamwork
- Engaging diversity

**Communication Competencies**
- Conflict Management
- Presentation and Facilitation
- Verbal and Written Communication (incl. Listening)

**Functional Competencies**
- Commercial and Financial Acumen
- Process and Technological Competence
- Safety and Security Orientation
- Mathematical Acumen
- Research Competence
- Environmental Scanning
- Knowledge Sharing
- Organisational Awareness

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