Senior Underwriter

**Introduction**
- Through our client-facing brands Metropolitan and Momentum, with Momentum Multiply (our wellness and lifestyle rewards programme), and our other specialist brands, including Guardrisk and Eris Property Group, the group enables business and people from all walks of life to achieve their financial goals and life aspirations.**Disclaimer**
- As an applicant, please verify the legitimacy of this job advert on our company career page.**Role Purpose**Requirements**:
**Qualification**
- Grade 12 or equivalent qualification
- Degree in Business, Finance, or related field
- Relevant medical qualification (nursing, physiotherapy, or equivalent)

**Experience**
- 1-2 years risk insurance underwriting experience (Trainee)
- 3-5 years risk insurance underwriting experience (Intermediate)
- 5-8 years risk insurance underwriting experience (Senior)

**Key Focus Areas**
- Underwriting quality and competitive risk cases
- Building sustainbale partnerships with stakeholders and clients
- Contribute to an environment of continuous learning
- Enabling efficiencies through a digital mindset

**Duties & Responsibilities**

**Underwriting quality and competitive risk cases**
- Interact with medical professionals and other stakeholders to arrive at a decision that reflects the risk.
- Ensure that the quality of the work produce meets the internally set minimum requirements for audit purposes.
- Correctly summarise the applicant’s information in a way that is articulated correctly and maintain detailed records of policies underwritten and decisions made in line with organisational policies and relevant legislation.
- Continuously update knowledge and skills required for the role through partaking in training and keeping up to date with market trends and current affairs

**Building sustainbale partnerships with brokers, stakeholders and clients**
- Build and maintain relationships with clients and internal and external stakeholders such as borker consultants, Product Development, Claims, Reinsurers, Research and Development, non-disclosure unit, etc.
- Provide authoritative, expertise and advice to clients and stakeholders.
- Deliver on service level agreements made with clients and internal and external stakeholders in order to ensure that client expectations are managed.
- Make recommendations to improve client service and fair treatment of clients within area of responsibility.
- Participate and contribute to a culture which builds rewarding relationships, facilitates feedback and provides exceptional client service.

**Contribute to an environment of continuous learning**
- Develop and maintain productive and collaborative working relationships with peers and stakeholders.
- Enable colleagues with through sharing learnings and transferring skills and knowledge.
- Continuously develop own expertise in terms of professional, industry and legislation knowledge
- Take ownership for driving career development.

**Enabling efficiencies through a digital mindset**
- Positively influence and participate in change initiatives.
- Contribute to continuous innovation through the development, sharing and implementation of new ideas.
- Identify opportunities to enhance cost effectiveness and increase operational efficiency.
- Manage financial and other company resources under your control with due respect.

**Competencies**
- Examining Information
- Documenting Facts
- Checking Things
- Producing Output
- Interpreting Data
- Following Procedures
- Upholding Standards
- Understanding people
- Showing Composure

**Skills**
- Analytical skills
- Communication skills
- Attention to detail
- Interpersonal skills
- Planning and organising skills
- Prioritisation skills