Assistant: Monitoring

2 days ago

Pretoria, South Africa PreBless Group Full time

**ROLE OVERVIEW**:
ü To proactively monitor the credit health and risk on assigned portfolio of client accounts with exposures of R1 million and less; in terms of the loan agreements and provide regular reporting on the overall performance of the portfolio

ü To undertake the execution of the risk and loss mitigation strategies throughout the loan monitoring and arrear management value chain in an effort improve the quality of the book, thereby reducing the account flows to underperforming and non-performing statuses.

ü To ultimately deliver on the Portfolio Management Services vision of being the world class monitoring and arrear management environment by implementing industry best practice strategies through execution of the optimised processes and procedures.

**QUALIFICATIONS AND EXPERIENCE**
- 3-year Bachelor degree/or advance diploma
- ** 2 to 3 years experience in**:
ü Banking

ü Account Management / Client portfolio management

ü Debt recovery /Collections

ü Business / Credit Analysis

ü Financial Analysis/Spreading

**Critical Competencies**:

- Advanced Microsoft Office
- Business Acumen
- SAP Knowledge
- Relevant Legislation
- Financial Accounting Principles
- Portfolio Management

**KEY PORTFOLIO AND PERFORMANCE FOCUS AREAS**
- ** Proactive Portfolio Monitoring Management**
- ü Update the loan collateral information on the collateral management system and diarise the frequency of the inspections as per the asset classification policy requirements
- ü Diarise required activities to monitor the client account in accordance to prescribed policies, processes and procedures and follow up of loan conditions;
- ü Follow up on insurance ceded to the bank and update Collateral Management System with insurance values.
- ü **Query/Complaint Resolution**:

- ü Resolve client enquiries, queries and complaints within the agreed timelines in line with the customer charter
- ü Attend to walk-in clients
- ü Compile payments endorsements on all payments received on client accounts
- ü **Monitoring of the expected Instalment due**:

- ü Draw list of expected instalments from the IT system 3 months in advance
- ü Verify instalment amounts to ensure correctness and rectify if need be.
- ü For final instalments; verify calculations and ensure cancellation costs have been included.
- ** Proactive Arrears and Default Management**
- ü Extract the unpaid report to identify clients who have not complied with their payment obligations and execute the risk mitigation strategy by undertaking the following activities: 1st instalment defaulters and 1st payment defaulters
- ü Engage client and ascertain reason for non-payment
- ü Where relevant make an arrangement with the client, diarise, send reminders and follow up
- ü Refer client to Workout & Restructuring where viable.
- ** Record Management and Reporting**
- ü Maintain customer account information on the banks systems in line with the Banks current records management policy.
- ü Keep records of all correspondence with clients as part of record management.
- ü Manage client files in terms of the Banks current Records Management Policy.
- Compile various reports as required for the different governance structures and obtain sign-off and approval from Specialist before sending out reports Compile various reports as required for the different governance structures

  • Assistant Director: Monitoring and Evaluation

    6 days ago

    Pretoria, South Africa South African Government Department of Labour Full time

    Assistant Director: Monitoring And Evaluation REF NO: HR 5/1/2/3/76 **Salary**: R382 245 per annum CENTER: Compensation Fund, Pretoria REQUIREMENTS: Three-year tertiary qualification in Business Management/Business Administration/Sociology. 4 years’ functional experience in Monitoring and Evaluation environment. Knowledge: Compensation Fund, Policies,...

  • Assistant Monitoring and Arrear Management

    2 days ago

    Pretoria, South Africa Fempower Personnel Full time

    Our client has an opportunity available for an Assistant in Monitoring and Arrear Management based in Pretoria. **Requirements**: - 3-year bachelor’s degree or advance diploma. - 1 to 3 years’ experience in: - Account Management or Client portfolio management. - Debt recovery or Collections. - Business or Credit Analysis. - Financial Analysis or...

  • Assistant Director: Compliance and Monitoring

    1 week ago

    Pretoria, South Africa The South African Department of Employment & Labour Full time

    Assistant Director: Compliance and Monitoring REF NO HR4/25/05/50HO SALARY: R582 444 per annum CENTRE: Head Office, Pretoria REQUIREMENTS: Three (3) tertiary qualification in Labour Relations/Human Resources Management/Business Management/ Public Administration. Two (2) years supervisory experience. Two (2) years functional experience in Labour Relations/...

  • QC Monitor

    2 weeks ago

    Pretoria, South Africa RCL FOODS Full time

    Closing Date: 2025/10/22 Reference Number: RCL Company: RCL Foods Job Title: QC Monitor Functions: SHEQ Job Type Classification: Permanent Location: Town / City Pretoria West Location: Province Gauteng Location: Country South Africa Job Description At RCL FOODS, we are currently seeking a QC Monitor to join our baking division. This role will be based in...

  • Assistant Director

    4 weeks ago

    Pretoria, South Africa Akua Property Consultants Full time

    Appointment requirements A three-year tertiary qualification in Building Science / Architecture / Civil Engineering / Quantity Surveying / Facilities Management, and Property Management. 4 years functional experience in facilities and building management, of which 2 years is supervisory experience. Knowledge of Public Service policies and procedures....

  • Monitoring & Reporting- Evidence Checkers

    2 weeks ago

    Pretoria, South Africa Phaki Personnel Full time

    MINIMUM REQUIREMENTSHigher Certificate/ Advanced National Certificate (NQF 5) / National Diploma (NQF 6) in Economics or Monitoring & Evaluation or Data Quality or Finance or Accounting/ Bookkeeping or Public Management/ Administration, Auditing or related qualification.A minimum of 2 years experience in an administration/ finance/ Monitoring & Evaluation...

  • Monitoring & Reporting- Evidence Checkers

    2 weeks ago

    Pretoria, South Africa Phaki Personnel Full time

    MINIMUM REQUIREMENTS Higher Certificate/ Advanced National Certificate (NQF 5) / National Diploma (NQF 6) in Economics or Monitoring & Evaluation or Data Quality or Finance or Accounting/ Bookkeeping or Public Management/ Administration, Auditing or related qualification. A minimum of 2 years experience in an administration/ finance/ Monitoring & Evaluation...

  • Safeguards Monitoring and Evaluation Expert

    2 weeks ago

    Pretoria, South Africa Undp Careers Full time

    Job Description The Safeguards Monitoring & Evaluation (M&E) Expert will lead the design, implementation, and oversight of an M&E framework to track the integration of safeguards across South Africa’s MyMzansi Digital Public Infrastructure roadmap. The successful candidate will synthesise evidence into actionable policy recommendations, ensuring that South...

  • Safeguards Monitoring and Evaluation Expert

    2 weeks ago

    Pretoria, Gauteng, South Africa UNDP Careers Full time R1 200 000 - R2 400 000 per year

    Job DescriptionBackgroundSouth Africa is undertaking a significant digital transformation of its public sector through the Digital Transformation Roadmap called MyMzansi Roadmap. This roadmap aims to establish efficient, inclusive, and citizen-centric government services by strategically implementing Digital Public Infrastructure (DPI) components, including...

  • Portfolio Assistant

    2 weeks ago

    Pretoria, South Africa Momentum Life Full time

    **Introduction** Through our client-facing brands Metropolitan and Momentum, with Multiply (wellness and rewards programme), and our other specialist brands, including Guardrisk and Eris Property Group, the group enables business and people from all walks of life to achieve their financial goals and life aspirations. **Role Purpose** Providing business...