Officer, Credit Evaluation

2 months ago


Durban, South Africa Standard Bank of South Africa Limited Full time

Business Segment: Business & Commercial Banking

To assess and evaluate lending applications for Enterprise clients based on sound credit risk and affordability assessments, financial principles and credit policies to achieve targeted asset book growth while optimising losses and effectively mitigating credit risks. To ensure lending is within Bank's Risk Appetite parameters. Support business partners in understanding and solutioning to meeting client lending needs, as appropriate for the Enterprise client segment.

Qualifications

Minimum Qualifications

Type of Qualification: Diploma
Field of Study: Business Commerce

Experience Required
Credit Risk – BCB
Risk & Corporate Affairs
5-7 years
Experience in intuitive credit assessment and decisioning in relevant segment and products. Knowledge and understanding of simple financial statements and cash flow forecasts. Knowledge and understanding of repayment structures and collateral. Understanding of collection processes within the banking environment is beneficial.

Additional Information

- Articulating Information
- Examining Information
- Following Procedures
- Interacting with People
- Interpreting Data
- Making Decisions
- Asset Based Lending
- Loan Assessment
- Loan Approval

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