Head of Secured Lending Analytics

5 days ago


Johannesburg, Gauteng, South Africa Standard Bank of South Africa Limited Full time
Job Overview

We are seeking an experienced Head of Secured Lending Analytics to join our team at Standard Bank of South Africa Limited.

This role will involve analyzing product profitability, understanding lagging and leading indicators within the financial service industry, and providing guidance on product input and exit pricing.

The ideal candidate will have a first degree in Business Commerce and 7-10 years of experience in analyzing product profitability and understanding lagging and leading indicators within the financial service industry.

The key responsibilities of this role include:

  • Analyzing product profitability and identifying new revenue streams and product efficiencies to enable headline earnings growth.
  • Providing input and guidance on revenue leakage, revenue optimization, revenue mix, and performance metrics.
  • Preparing and monitoring risk appetite framework in alignment with the broader VAF strategy in consultation with Credit.
  • Tracking and forecasting revenue and costs to ensure alignment with budgeted expectations.

In addition to these responsibilities, the successful candidate will also be expected to:

  • Provide consolidated oversight and insights of all initiatives undertaken.
  • Track and forecast origination, closures, pre-payments, cross-sell, dormancy, usage, and product lifecycle trends and influences responsible functions by provision of relevant insights.
  • Manage product portfolio financials and regulatory requirements.

This is a challenging role that requires strong analytical and problem-solving skills, as well as excellent communication and leadership abilities.



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