Senior Credit Analyst

3 weeks ago


Cape Town, Western Cape, South Africa Old Mutual Full time

About the Role

The Senior Credit Analyst - Collections and ECM Strategist will be individually accountable for designing, producing, analysing and documenting a range of predictive credit models across the entire credit life cycle. Critical to success in this role is the ability to think strategically about how to improve, optimise, and expand the collections function to meet the goals and objectives of the business.

Key Responsibilities

  • Lead the strategic development of Old Mutual Finance's collections function, including the design, construction and documentation of appropriate models and strategies across the collections life cycle.
  • Analyse portfolio-level information to identify and monitor key risk factors, and develop proposed solutions to drive business growth.
  • Collaborate with the Business Intelligence data team to ensure the development of relevant and fit-for-purpose dashboards and reports.
  • Provide day-to-day analytical assistance across multiple stakeholders and projects, ensuring the efficient use of resources.
  • Mentor and guide junior analysts and graduates, fostering their professional growth and enhancing their analytical skills.

Requirements

  • Bachelor's degree in a numerical field, such as statistics, computer science, engineering, mathematics, actuarial science, or a related field.
  • At least 5 years of advanced analytics experience within credit risk and/or collections strategies management.
  • Proficient in analytical software, including SQL and/or Python, and proficiency in Excel, Word, and PowerPoint.

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