Senior Financial Risk Analyst

1 month ago


Durban, KwaZulu-Natal, South Africa The Recruitment Council Full time
Commercial Underwriter Role

The Recruitment Council is seeking a skilled Commercial Underwriter to join our team. As a Commercial Underwriter, you will play a critical role in assessing and analyzing risk factors associated with commercial loan applications.


Key Responsibilities

  • Review and evaluate commercial loan applications, financial statements, credit reports, and other relevant documentation to assess risk factors.
  • Conduct in-depth analysis of potential clients' financial stability, repayment ability, and industry competitiveness.
  • Calculate debt service coverage ratios, loan-to-value ratios, and other financial metrics to determine loan eligibility and pricing.
  • Communicate findings and recommendations to loan officers and management team for decision-making.
  • Collaborate with clients and loan officers to gather additional information or clarification on loan applications.
  • Stay current on market trends, industry regulations, and economic conditions that may impact loan decisions.
  • Ensure compliance with company policies, procedures, and regulatory requirements.
  • Provide exceptional customer service and build strong relationships with internal and external stakeholders.

Qualifications

  • Bachelor's degree in finance, business administration, or related field.
  • Minimum of 3-5 years of experience in commercial underwriting or related financial analysis roles.
  • Strong analytical skills with attention to detail and ability to interpret complex financial data.
  • Excellent communication and interpersonal skills.
  • Knowledge of commercial lending practices, regulations, and risk management.
  • Proficiency in Microsoft Office Suite and financial analysis software.

This role requires a proactive and analytical mindset, along with strong communication and relationship-building skills to excel in a fast-paced and dynamic work environment.


About The Recruitment Council

The Recruitment Council is a leading recruitment agency specializing in financial services and risk management roles. We provide exceptional customer service and build strong relationships with our clients and candidates.


We are committed to providing a challenging and rewarding work environment for our employees and are seeking talented individuals to join our team.


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