Commercial Credit Expert

4 days ago


Cape Town, Western Cape, South Africa Merchant West Full time

We are looking for an experienced Commercial Credit Expert to join our team at Merchant West. As a key member of our commercial finance team, you will be responsible for providing expert credit risk assessment and decision-making support to our clients.

In this role, you will work closely with internal stakeholders to develop and implement credit risk management strategies that align with our business objectives. You will also be responsible for maintaining relationships with clients, ensuring excellent customer service and effective communication.

Main Responsibilities:

  • Assessing credit risk and making recommendations regarding credit limits, terms, and conditions.
  • Developing and maintaining relationships with clients to drive business growth and identify new opportunities for credit expansion.
  • Collaborating with internal stakeholders to ensure compliance with regulatory requirements and company policies.
  • Maintaining up-to-date knowledge of industry trends and regulatory changes that impact credit risk management.

Requirements:

  • BCom degree with Finance and/or Mathematics, Accounting as a subject(s).
  • Minimum 4 years working knowledge of credit risk management within the commercial or corporate sector.
  • Excellent analytical and problem-solving skills, with the ability to interpret complex data and make informed decisions.
  • Familiarity with National Credit Act and other relevant regulatory frameworks.


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