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Personal Lines Insurance Underwriter

2 months ago


Johannesburg, Gauteng, South Africa Mirror Images Full time
Job Title: Personal Lines Underwriter

We are seeking a highly skilled and experienced Personal Lines Underwriter to join our team at Mirror Images. As a Personal Lines Underwriter, you will be responsible for underwriting and managing personal insurance policies, ensuring that our clients receive the best possible coverage and service.

Key Responsibilities:
  • Underwrite and manage personal insurance policies, including reviewing and analyzing risk profiles, assessing policyholder information, and making informed decisions on policy coverage and premiums.
  • Collaborate with sales teams to ensure seamless policy issuance and renewal processes, providing expert advice and guidance on policy options and requirements.
  • Manage policy renewals, including reviewing policyholder information, assessing risk profiles, and making informed decisions on policy coverage and premiums.
  • Process policy amendments, cancellations, and claims, ensuring that all necessary documentation is completed and that policyholders are informed of any changes or updates.
  • Maintain accurate and up-to-date records of policyholder information, policy details, and underwriting decisions, ensuring compliance with regulatory requirements and company policies.
Requirements:
  • Minimum three to five years of relevant work experience in short-term insurance, with a strong understanding of underwriting principles and practices.
  • Matric certificate and relevant qualifications, such as RE1 or RE5, NQF Level 4 certificate in short-term insurance, and CPD certificates indicating up-to-date compliance.
  • Excellent communication and interpersonal skills, with the ability to work effectively with sales teams, policyholders, and other stakeholders.
  • Strong analytical and problem-solving skills, with the ability to assess risk profiles and make informed decisions on policy coverage and premiums.
  • Ability to work independently and under pressure, with a strong attention to detail and commitment to delivering high-quality results.
What We Offer:
  • A competitive salary and benefits package.
  • Ongoing training and development opportunities to enhance your skills and knowledge.
  • A dynamic and supportive work environment, with a strong focus on teamwork and collaboration.
  • The opportunity to work with a leading insurance company, with a reputation for excellence and innovation.