Corporate Credit Specialist

1 month ago


Port Elizabeth, Eastern Cape, South Africa Career-seekers Recruitment Solutions Full time

As a Corporate Credit Specialist with Career-seekers Recruitment Solutions, you will play a crucial role in the financial services sector. Our client is seeking an experienced professional to join their team as a Credit/Risk Analyst.

Job Summary

We are looking for a highly skilled and knowledgeable Credit/Risk Analyst who has dealt with high-net-worth clients. The ideal candidate will have a minimum of 2-4 years of experience in credit risk management within the financial services sector.

Key Responsibilities
  • Deal management and preparation, deal execution and presentation, post-deal implementation, and overall input towards credit projects, personal development, and where needed client visits.
  • Reviewing financial statements to assess the company's financial health, profitability, liquidity, and leverage.
  • Understanding industry dynamics and market trends relevant to the clients business is essential, adding value to credit committee presentations and discussions.
  • Ensuring that credit decisions adhere to the company's credit policies, procedures, and regulatory requirements.
  • Making recommendations regarding credit limits, terms, and conditions for extending credit to corporate clients based on analysis.
  • Conducting thorough due diligence on potential clients to assess their creditworthiness accurately, which may involve reviewing legal documents, conducting site visits, and obtaining information from third-party sources.
  • Supporting legal approval and implementation of credit requirements.
  • Articulating the risk implications of change requests related to previously approved transactions.
Requirements
  • A minimum BCom degree with Finance and/or Mathematics, Accounting as a subject(s) is essential.
  • A postgraduate degree qualification will be a distinct advantage.
  • At least 2-4 years of working knowledge of credit risk management within the financial services sector is ESSENTIAL.
  • Familiarity with the National Credit Act is ESSENTIAL.
  • CORPORATE/CREDIT ANALYSIS EXPERIENCE IS A MUST.
  • Clean Credit/Criminal Record.
  • A valid unendorsed Driver's License (Code 08).
What We Offer

A competitive salary range of R300,000 - R450,000 per annum, depending on experience, is on offer. This includes a benchmarked CTC salary of R30K - R45K per month.

There are 6 vacancies to be filled across Cape Town, Pretoria, and Sandton locations.

This is a fantastic opportunity to work with a renowned National and International Financial Services Group and contribute to the success of their credit/risk management teams.



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