Credit Risk Manager

4 weeks ago

Johannesburg, Gauteng, South Africa Nedbank Full time
Job Summary

We are seeking a seasoned Credit Risk Manager to join our team at Nedbank. The successful candidate will be responsible for reviewing credit assessments and managing risk across lending products to provide oversight and optimize the credit portfolio quality for the bank.

Key Responsibilities
  • Perform monitoring exercises to ensure business alignment to agreed risk appetite measures.
  • Gain consensus and highlight pertinent credit risk issues by preparing and presenting reports to various forums.
  • Align credit policy to changes in the regulatory environment and in line with best practice by scanning changes and making recommendations.
  • Manage budget by controlling expenditure.
  • Contribute towards financial targets by monitoring and improving credit risk.
  • Identify, establish and maintain relationships with stakeholders to ensure buy-in of monitoring activities and recommendations.
  • Provide independent opinion to stakeholders to inform prudent risk management.
  • Challenge recommendations and policy changes made by the business to ensure thorough understanding of the risk involved.
  • Represent Credit Risk by participating in Risk Committees and Forums.
  • Ensure that the bank, in its lending practices, treats the customer ethically and fairly by being the customer's voice in Risk Committees and Forums.
  • Ensure alignment to changes in regulations and Group Policy by contributing to the maintenance of an up to date credit policy.
  • Deliver on the credit risk monitoring plan by managing resources and activities.
  • Address immediate and emerging risks by performing ad hoc monitoring exercises.
  • Ensure compliance of agreed corrective actions by continuous monitoring.
  • Ensure alignment of business to policy and regulations by monitoring and making recommendations.
  • Ensure accuracy and quality by monitoring work done by team.
  • Mentor and coach staff on identified performance gaps by discussing these performance gaps and agree on appropriate action to be taken.
  • Motivate staff to perform and contribute to the success of the business by creating an environment of teamwork through engaging with staff (sharing information) and encouraging participation in decision making processes.
  • Stay abreast in field of expertise and deliver on the expectations from stakeholders by building capability of self and staff through identifying current and future training and development needs.
  • Contribute to team effectiveness by following the recruitment process when recruiting talent.
  • Maintain a capable high performing team and ensure an environment for optimal performance is created by identifying talent pool through conducting career conversations, utilising the talent grid principles and developing talent retention programmes (e.g. rotation).
  • Ensure self and staff understand and embrace the Nedbank Vision and Values by leading by example and re-enforcing values during meetings.
  • Manage the on boarding process of new employees by ensuring execution of preparations according to the on-boarding check-list.
  • Ensure transformational targets are met for own team through consideration of targets during the staff recruitment, retention and training process and utilising suppliers listed on the preferred supplier list.
  • Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (e.g. staff surveys etc.).
  • Create a client service culture through various required interventions.
  • Achieve operational excellence by supporting the implementation of business optimisation improvement through team engagement.
  • Encourage team to generate innovative ideas and share knowledge.
  • Manage and monitoring of External Audit, GIA and CRRM review processes.
  • Manage Credit Documents and ensure adherence to Group requirements, i.e. format, manage review by NELS and Forms Management.
  • Manage Credit Policy and Standards acknowledgement process.
Requirements
  • NQF Level 7 or Higher in a Financial or Banking related field essential.
  • CIMA, Credit management degree or equivalent will be advantageous.
Technical / Professional Knowledge
  • Banking procedures.
  • Business principles.
  • Data analysis.
  • Governance, Risk and Controls.
  • Industry trends.
  • Relevant software and systems knowledge.
  • Research methodology.
  • Decision-making process.
  • Cluster Specific Operational Knowledge.
  • Business Acumen.
Behavioural Competencies
  • Earning Trust.
  • Coaching.
  • Decision Making.
  • Managing Work.
  • Quality Orientation.
  • Technical/Professional Knowledge and Skills.

  • Credit Risk and Compliance Specialist

    3 weeks ago

    Johannesburg, Gauteng, South Africa Credit Link Placements Full time

    Credit Risk and Compliance SpecialistThe primary goal of this role is to assess and mitigate potential risks by conducting thorough credit risk evaluations. This involves reviewing client business operations, financial statements, and management accounts to provide recommendations on new and existing account management.Key Responsibilities:- Conduct...

  • Credit Risk Specialist

    1 month ago

    Johannesburg, Gauteng, South Africa Credit Link Placements Full time

    Job Title: Credit Risk AnalystThe primary objective of this role is to provide a comprehensive and quality credit risk function by analyzing client business, financial statements, and management accounts to make informed recommendations on new and existing accounts.Key Responsibilities:Record new account information in the new accounts register within 3...

  • Senior Credit Risk Analyst

    1 week ago

    Johannesburg, Gauteng, South Africa Credit Link Placements Full time

    At Credit Link Placements, we are seeking an experienced Senior Credit Risk Analyst to join our team. The successful candidate will be responsible for assessing and mitigating risk by carrying out a comprehensive credit risk function.Key Responsibilities:Assess client's business, financial statements, and management accounts to provide recommendations on new...

  • Risk Management Specialist

    2 weeks ago

    Johannesburg, Gauteng, South Africa Credit Link Placements Full time

    Job Title: Credit Risk AnalystAbout the Role:The successful candidate will be responsible for assessing and mitigating risk within our company by analyzing client financial data. This includes reviewing business applications, financial statements, and management accounts.Key Responsibilities:Record new account information within 3 hours of receipt of...

  • Credit Risk Manager

    3 weeks ago

    Johannesburg, Gauteng, South Africa Professional Resources Partners Pty Ltd Full time

    Job Title: Credit Risk Manager Reports to: Senior Management Team Location: Flexible Work Arrangements Professional Resources Partners Pty Ltd is seeking a Credit Risk Manager to join our team. As a Credit Risk Manager, you will be responsible for managing the company's credit risk exposure by identifying potential risks and taking proactive measures to...

  • Credit Risk Manager

    3 weeks ago

    Johannesburg, Gauteng, South Africa Telebest Full time

    Job Title: Manager: Credit RiskTelebest seeks a seasoned Credit Risk Manager to join their team in Sandton. This is a key role that will require the successful candidate to have a strong background in risk mitigation and portfolio management.Requirements:Postgraduate qualification in a relevant field such as CA or BCom.Possession of an MBA would be...

  • Credit Risk Manager

    2 weeks ago

    Johannesburg, Gauteng, South Africa GEODIS Full time

    Job Summary: We are seeking a highly skilled Credit Controller to join our team at GEODIS. The successful candidate will be responsible for managing credit and receivable accounts, minimizing credit risk, and improving collection efficiency.Key Responsibilities:• Establishing credit limits and evaluating the creditworthiness of customers.• Developing and...

  • Credit Risk Manager

    4 weeks ago

    Johannesburg, Gauteng, South Africa MPRTC Full time

    Job Title: Credit Risk ManagerJob Summary: We are seeking a skilled Credit Risk Manager to join our team at MPRTC. The successful candidate will be responsible for managing credit risk and ensuring the financial stability of our organization.Key Responsibilities:* Manage credit risk and develop strategies to mitigate potential losses* Analyze financial data...

  • Credit Risk Manager

    4 weeks ago

    Johannesburg, Gauteng, South Africa GEODIS Full time

    Job SummaryWe are seeking a skilled Credit Risk Manager to join our team at GEODIS. The successful candidate will be responsible for establishing credit limits, evaluating creditworthiness, and developing effective credit control policies to minimize credit risk and improve collection efficiency.Key ResponsibilitiesEstablishing credit limits and evaluating...

  • Credit Risk Manager

    2 weeks ago

    Johannesburg, Gauteng, South Africa LMP RECRUIT Full time

    Key Responsibilities:• Manage and minimize days outstanding and credit risk by maintaining debtors within target set by the Company.• Follow up, collection, and allocation of payments on Sage Accounting System.Requirements:• Grade 12 with 5 years full function Credit Control experience.• Strong Excel and Sage skills.• Strong FMCG industry...

  • Credit Risk Manager

    1 month ago

    Johannesburg, Gauteng, South Africa Nedbank Full time

    Job Title: Manager Credit Risk Early CollectionsWe are seeking a seasoned professional to join our team as a Manager Credit Risk Early Collections. This role is responsible for providing client service by applying sound credit risk management principles in our early collections space.Key Responsibilities:Manage default accounts timeously by obtaining...

  • Credit Risk Manager

    1 month ago

    Johannesburg, Gauteng, South Africa Network Recruitment Full time

    Key ResponsibilitiesDevelop and review credit risk models to ensure accuracy and effectiveness.Manage projects from planning to execution, ensuring timely completion and high-quality results.Code and automate financial risk management models to streamline processes and improve efficiency.Foster a coaching culture within the team, providing guidance and...

  • Strategic Credit Risk Manager

    2 weeks ago

    Johannesburg, Gauteng, South Africa Network Recruitment Full time

    Credit Risk Management RoleAt Network Recruitment, we are seeking an experienced Credit Risk Management Specialist to join our team as a key member in credit risk management and portfolio oversight. Key Responsibilities: • Develop and implement comprehensive credit risk strategies, policies, and procedures to mitigate risk and optimize the credit...

  • Credit Risk Manager

    3 weeks ago

    Johannesburg, Gauteng, South Africa Bridgena Barnard & Associates Full time

    Bridgena Barnard & Associates seeks a seasoned Credit Risk Manager to oversee the credit side of our business. Key requirements include a matric or above degree in finance, economics, accounting, or a related field, and 3 years of experience in a similar role within the vehicle finance industry. Proficiency in MS Office, particularly Word, Excel, and...

  • Senior Credit Risk Manager

    4 weeks ago

    Johannesburg, Gauteng, South Africa Telebest Full time

    Telebest is seeking a seasoned Credit Risk professional to lead our Credit Risk team. The ideal candidate will have a strong background in credit risk management, with a proven track record of mitigating risks and driving business growth.Key Responsibilities:Develop and implement credit risk strategies to minimize losses and maximize returns.Lead a team of...

  • Strategic Credit Risk Manager

    2 weeks ago

    Johannesburg, Gauteng, South Africa Network Recruitment Full time

    Job SummaryNetwork Recruitment is seeking a highly skilled Strategic Credit Risk Manager to oversee all aspects of credit risk management. This role will involve developing and implementing credit risk strategies, policies, and procedures to mitigate risk and optimize the credit portfolio.ResponsibilitiesCredit risk management and mitigationCredit portfolio...

  • Credit Risk Manager

    3 weeks ago

    Johannesburg, Gauteng, South Africa Network Recruitment Full time

    Job Title: Credit Risk ManagerJob Summary:We are seeking a skilled Credit Risk Manager to join our team at Network Recruitment. As a Credit Risk Manager, you will be responsible for managing debtor accounts and ensuring the prompt payment of all invoices.Key Responsibilities:Conduct telephonic and electronic collections for all outstanding amounts.Meet a KPI...

  • Senior Credit Risk Manager

    4 weeks ago

    Johannesburg, Gauteng, South Africa Network Recruitment Full time

    Job SummaryWe are seeking a seasoned Credit Risk Manager to oversee all aspects of credit risk management. The ideal candidate will have a strong background in credit risk strategies, policies, and procedures, with a proven track record of mitigating risk and optimizing credit portfolios.Key ResponsibilitiesDevelop and implement credit risk strategies,...

  • Strategic Credit Risk Manager

    3 weeks ago

    Johannesburg, Gauteng, South Africa Empire Recruitment Full time

    We are currently seeking an experienced Strategic Credit Risk Manager to join our dynamic team at Empire Recruitment. As a key member of our finance and banking division, you will be responsible for assessing credit risks and ensuring smooth asset finance transactions for SME, corporate, and public sector clients.Key Responsibilities:Conduct detailed credit...

  • Quantitative Credit Risk Manager

    4 weeks ago

    Johannesburg, Gauteng, South Africa Network Recruitment Full time

    Job Title: Quantitative Credit Risk ManagerJob Summary: Network Recruitment is seeking a highly skilled Quantitative Credit Risk Manager to join its Credit Risk and Capital Management team. The ideal candidate will have a strong background in credit risk modeling and a proven track record of developing and implementing statistical models to quantify...